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Most banks have not reduced their Prime Lending Rate (PLR) to the extent the Reserve Bank of India (RBI) has cut the rates. Therefore, analysts expect home loans rates will go down as more clarity comes on the issue. The government is exerting pressure on public sector banks to reduce their lending rates by reducing [...]

What are the minimum and maximum loan amounts? You can avail of loans ranging from Rs 1,00,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity. What are the loan tenure options? The loan can be repaid over a period of 12 to 60 months. Are there any additional charges? A processing fee [...]

This blog post put down few key facts on ICICI Bank personal loans. Prepayment of the loan is possible after 180 days of availing the loan. Foreclosure charges as applicable would be levied on the outstanding loan. Foreclosure charges as applicable would be levied on the outstanding loan. No other fees or commitment charges are [...]