In India, LIC is the leading life insurance provider and people have the good faith on LIC because it is controlled by the government. But, when it comes to the services and extra features provided by the LIC is behind their private counterparts. One such thing is the online payment of the insurance premium, still many policy holders not aware of the LIC’s online premium payment and depend on the agents. It is because LIC has not taken any step to promote their portal.
This article explores the steps needed for the making the LIC premium through its online channel. I hope this article might be helpful to most of the readers because almost everyone has own LIC policies for them. Most of the people think that paying the LIC premium is only through agents or directly to the LIC office. But, paying through LIC’s official website would be hassle free and saves you lot of time. Moreover you can pay many policies in the single account (but it is not recommended by LIC). You can read the following stpes to make the LIC premium online.
Also Read:
Step 1 : How to create User Name in LIC website?
Go to website http://www.licindia.in/. To make the payment online you must have username and password. Create new use account using this link : http://licindia.in/NewUserRegistration.htm
Step 2 : Enroll policy
After creating the user account, you can login to the portal with the new created username. Once logged in you have to add your policy number to retrieve the policy details. In the left side menu you will find “Enroll Polices” link. Click on that link and add your policy number and the premium amount.
Step 3 : View Policy details
If you enroll a policy, then you will be able to view all the details related to that policy. It includes policy started date, sum assured, plan, policy term, address, premium, next premium due, accrued bonus, branch and agent details. The following is the screen that shows the above details:
Step 4 : Pay LIC Premium
Now you are ready to make the payment online. Click on the ‘Pay Premium Online” link and you will see a list of policies you have enrolled in your account. Select the policies which you want to enroll and click on the submit button. It will be landing to the payment gateway site where you will be making the payment. Once payment is done, you will be returning to the same webpage.
Update:
Step 5 : Debit Card / Credit Card
It is an update to the existing article. When I first published the article, there is no provision to pay the LIC premium using the credit card. When I checked it recently, they have included the option for paying through debit card or the credit card. Once you have clicked the submit button, the next screen will show you the option to pay through credit card or debit card.
Step 6 : Service Charges
In the above step you have selected the option to pay through online. Either of the options, customer have to pay the convenience fees to the LIC for processing the payment. Customer will be taken to the following screen:
If you click on the agree button, you will be taken to the card details page and the next step your payment will be processed.
Step 7 : View Premium Receipt
You can view the premium receipt anytime. It is one of the advantage if we are making the payment online. We can keep the receipts safely and take the printouts anytime. The copy of the receipts will be sent to your email-id which is registered with your policy number.
Update:
You have to create separate user id if you are enrolling policy for different persons. It is because the system will not allow you to enroll the policy if the profile birth date and enrolled policy holder’s birth date does not match. They also suggested to use the separate user id for each person.
Summary
I hope this article will be useful for the readers who want to pay the LIC premium online. The good thing is that now LIC has added the option to pay using the credit card. If you have any doubts please post it in the comments section. The site doesn’t have the option to pay using the credit card. You must has the online banking account with any of the Indian bank to pay the premium online. Like explained in the above article, you can add any number of policies in the same username. Thank you for reading the article!!
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November 3, 2011 at 8:24 am
Dear Sir,
I h’ve registered myself for my all three LIC Policies. Now I have forgotten my User ID & passward for one of them thats why i am not able to pay online payment.
Pls suggest me how to cancell earlier registration and register new a/c
Thanks,
November 3, 2011 at 8:31 am
Hello Sir,
November 3, 2011 at 8:39 am
Hello Sir,
Tried to pay online LIC Premium many times, but not succeeded as yet. On “CONFIRM PREMIUM PAYMENT” after “SUBMIT” it is showing a message – “premium should be paid on the Policy in your name only”. On “OK” it is showing a RUBBISH LANGUAGE.
Please guide me through e-mail.
Thanks
November 6, 2011 at 12:18 pm
sir,
pliz intimate me that if i have no any online banking account, then can i deposit my premium through online.?
November 8, 2011 at 3:30 am
Can i pay my lic policy from my brother CC
November 8, 2011 at 12:03 pm
@ Venkat – Yes, you can pay LIC premiums online… Refer the visual premium guide available at the following link:
http://policycomplaints.com/how-to-pay-lic-insurance-premium-online/
November 10, 2011 at 3:08 am
I want to print receipt on line pay premium.
November 10, 2011 at 3:33 am
Hello Krishna,
I’ve paid my lic premium on line,but when i have click on receipt no. for to take receipt, I’ve seen that it will open in new window but the window was not open. pls advise me for print out receipt.
November 11, 2011 at 4:28 am
Can i payment the primium from my Indian bank debit Card?
November 12, 2011 at 5:08 pm
yes u pay online primium, u first register your policy nos in licindia.com , than you pay the prem. any doubts ask me 9840047520
nagarajvlic@gmail.com
November 30, 2011 at 6:58 am
Why could you please not provide us to pay by credit cards?
December 5, 2011 at 10:08 pm
Good one but facing some problems.
December 8, 2011 at 3:34 am
Hi
THough I enter correct policy / premimi details during registrating online. I am getting error message “Wrong data entered” Please advise.
Thanks,
Deepa.
December 11, 2011 at 10:10 pm
You can pay premiums from sbi credit card, but need to register for this service which is also free. NO extra charges at any point.
revert if u wish to do it…
just post with ur cell no. or email here.
we will call u back
December 12, 2011 at 12:04 am
Hello Gautham,
Can you please tell us how to register or pay through SBI credit card.
Thanks,
Krishna
December 15, 2011 at 5:50 am
Hi krishna,
i am already registered with LIC portal and enrolled one policy, but when i am trying to add my other lic policies i am getting error. enrollment is not happening for new policies at all. in status i am getting ERROR. Although i have cross verified my DOB its same every where. plz help me.
Thanks,
Sarfaraz
December 21, 2011 at 12:17 am
I have some problem with new registration for net banking payment. I fill form then username and password then showing customer verification. How i verified it. Please help me.
December 21, 2011 at 6:29 am
How to pay LIC premium through credit cards
December 24, 2011 at 2:44 am
Superb INformation, thanks very much
December 24, 2011 at 2:47 am
Thanx sir. SBI always there for u
December 24, 2011 at 2:49 am
@ krishnas & kishore
need to get the same done thru helpline of SBI credit card
or post here with ur details
December 25, 2011 at 2:23 am
Dear Krishna,
i have already registered my 3-4 policies but some how i forgot my user id & password, i have also tried to re-register my policies but it says that policy is already registered. when used forgot password option it says invalid user id or date of birth, but date of birth is definitely correct it means user id is wrong & there is not any clue given to regain it, for the same i have already mail to portal@licindia.com by but don’t have any solution & this was suggested by one of senior lic officer.
So can u help me for regaining my password & user id, i m totally helpless.
with regards
Anil
December 26, 2011 at 1:39 am
i am not able to get register on the site saying this “We are unable to process your request.
Please try again later or contact LIC for further details. ”
please help me in this matter
January 4, 2012 at 1:07 am
Sir I forgot my user ID and password, please send the procedure to retrive and change the id and password
January 4, 2012 at 11:50 pm
Hi,
i am having the same problem that VVP Raju had.
plese give the procedure to get it back (user Id and password).
January 6, 2012 at 1:20 am
Sir I forgot my user ID and password, please send the procedure to retrive and change the id and password
January 15, 2012 at 8:06 pm
Is there any limitation for the number of enrolling. As of now, I have enrolled 05 policies. When I try to enter another policy with valid information, as per the policy receipt, I’m getting an error. Can u help me on this.
January 17, 2012 at 10:43 pm
I am unable to add my policy number in enroll section and it is giving error.. Don’t know why.
Given correct policy number and matching DOB in profile and policy
Given correct Premium amount
January 18, 2012 at 5:03 am
Dear Krishna
I forgot my user ID & password, for getting the this, what details i have to give to you
Thanks
Krishna Prasad TL
January 19, 2012 at 1:38 am
Hi
i have lic policy, i alrady login for online payment.bur i forgote my userid & passward. please help me.
Thanx
Regards
Shridhar Sontakke.
January 19, 2012 at 9:28 pm
I have already registered my LIC online long back but unfortunatly i forgot my userId and passwaord . Can u please tell me what is the procedure in getting back it so tht i can start my premium payment online.my email id is (u.arshiya00@gmail.com)
January 20, 2012 at 3:03 am
i would like to know about online registration In LIC,,so pls kindly forward across to my mail ID
January 27, 2012 at 12:29 am
Sir, I have the LIC policy No.254631766 and premium already been deposited in due date and receipt lost them so i want the same duplicate copy of receipt
January 27, 2012 at 12:32 am
PleSE SEND THE SAME DUPLICATE COPY OF RECEIPT FOR LAST DEPOSITED AMOUNT DURING 4/2011 IN MY EMAIL ADDRESS
January 27, 2012 at 12:45 am
just go to any LIC branch with policy No. and ask for Premium payment certificate for that policy. and try to get it from licindia.in
BEST OPTION GO TO ANY LIC BRANCH…
Keep posting here and there if u dont want receipt
January 29, 2012 at 11:14 pm
Hi,
I have paid my LIC premium through HDFC netbanking.I need to know how will i get the acknowledgment letter for the tax benefit.
January 30, 2012 at 1:42 am
i have paid my premium in private payment center.
what are the procedures to start private payment center for lic?
January 31, 2012 at 10:08 pm
hi
i want to know, can paid the premium from credit card?
January 31, 2012 at 10:32 pm
Arun mail me with ur cell… will help u register
sam99world@gmail.com
February 8, 2012 at 1:07 am
I can forgotten the user name and password. So how to pay the LIC online premium. So to be renual or create new user name and password by ASAP.
February 10, 2012 at 10:40 am
sir,
i want to know that i have four lic premium . for each premium i have id make user id for online pay.please give me iformation about it on gmail.
sawan kumar
February 16, 2012 at 6:00 am
Sir
I want to know how payment my sister policy in online.I dont know she is date of birth, please tel me. my sell no 9132036381 or my mail Id kumarautocars@gmail.com
February 16, 2012 at 9:35 pm
Sir
one user id any more policy payment hare.
February 16, 2012 at 9:38 pm
Sir
one user id any more policy payment hare.
February 16, 2012 at 9:47 pm
Sir
one user id in any more policy payment hare.
February 20, 2012 at 4:35 am
hi frnds,
i started my lic on sept 2009 and till now i paid 4 premiums by walking to lic brances directly.now myself registered as a user in LIC website through net and just checked my paid premiums.but it is showing only 3 premiums from 2010 and 2011.
please can some one explain me why it is showing only 3 instead of 4 premiums.
Thanks,
Murali
February 20, 2012 at 4:37 am
hi frnds,
i started my lic policy on sept 2009 and till now i paid 4 premiums by walking to lic brances directly.now myself registered as a user in LIC website through net and just checked my paid premiums.but it is showing only 3 premiums from year 2010 and 2011. 2009 s paid amount is missing.
please can some one explain me why it is showing only 3 instead of 4 premiums.
Thanks,
Murali
February 20, 2012 at 4:41 am
hi frnds,
sorry for posting multiple times.small correction :-
i started my lic policy on sept 2009 and till now i paid 4 installments by walking to lic brances directly.now myself registered as a user in LIC website through net and just checked my paid installments.but it is showing only 3 premiums from year 2010 and 2011. 2009 s paid installment amount is missing.
please can some one explain me why it is showing only 3 instead of 4 installments of premium.
Thanks,
Murali
February 21, 2012 at 11:43 pm
am not able to login into LIC website. I am getting “Policy is already registered.Please try different Policy number. “
February 24, 2012 at 12:13 am
can i pay lic premium name of my wife from my net banking account