Looking Back After One Year
We have crossed one year after starting this finance blog. It is last October when I hosted this blog with lot of fear whether I can post it regularly. Today I am happy to see the good growth of this blog and readers interest on the topic.
I love and Respect Readers
This blog receives lot of comments from the readers and I am trying to answer every comments in the blog and if I miss some of the comments unanswered I am sorry for that. There is many readers who are frequently posting the comments and I have good conversation with them.
There may be many readers who are just watching the conversation but not replying with their doubts. The intention of this post is to better know the readers and bring the silent readers to participate in the conversation actively.
Financial Knowledge is Must
When I am talking with my friends and co-workers, it very common that many people don’t have the enough knowledge on the financial planning and they just spend money without any proper planning. They don’t realize that they would have saved more money if they plan properly.
Awareness on financial planning is necessary for every one and it must be learned. Please make this your part time learning and save your hard earned money.
I want to Hear From You
In this post you just need to write in the comments following details:
- What is your Name?
- What is your Occupation?
- What is your Monthly Income?
- What is your Monthly Savings?
- What is your financial goal in the next five years?
- Why you are here?
I need this details to have close relationship with you to answer your questions. I am expecting our readers to actively participate in the discussion. Thank you for making this blog success!!!.
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October 31, 2009 at 3:55 am
What is your Name? : Arindam Biswas
What is your Occupation? : Software Developer
What is your Monthly Income? : Rs. 1,25,000 (98,500 after tax)
What is your Monthly Savings? : Rs. 50,000
What is your financial goal in the next five years?
I have a home loan of 21,00,000 which i took last month. The idea is to create an investment corpus (80% equity – 20% MF) of exactly that same amount in the next three years which hopefully is inflation proof. Also plan to make enough investments which would help me to afford operating expenses of a car (Rs. 7 lakhs) & pending home furnishings (Rs. 2 lakhs) (Normally, i wouldn’t buy something unless my investment earnings pay off for that particular asset. Till such time, the asset is ALWAYS a hidden liability)
Why you are here?
Knowledge is power which turns exponential when shared. Also, site such as yours helps me to assuage spending and saving patterns of a certain section in the society.
October 31, 2009 at 7:02 am
Hello Arindam,
Thank you for the details. I am happy to help you if you have any financial doubts and planning.
Hope my site helps you to gain the financial knowledge.
Thanks,
Krishna
October 31, 2009 at 7:23 am
* What is your Name? Dr. R. Kannan
* What is your Occupation? Botanist
* What is your Monthly Income? Middle class level
* What is your Monthly Savings? 10000
* What is your financial goal in the next five years? Buying a house and saving for 10 year old daughter’s college education
* Why you are here? To know about the recent financial happenings and other news related to personal finance
October 31, 2009 at 8:11 am
Hello Kannan,
Thank you for using our site. What kind of investment plans you have?. Do you have insurance policy for your daughter?
If you have only daughter, you can reach your goal with the good financial planning. If you have any doubts, please
post it here.
Thanks,
Krishna
November 4, 2009 at 1:22 am
Dear All,
I would like to know short term investment options to park my money for the time being as I want to keep the liquidity to use it in near future as Down Payment for buying a New House.
BAsically an option that will help to beat the inflation and allow liquidty.
Thank you in advance for your replies.
November 4, 2009 at 8:34 am
Hello Ashwani,
You can put it in the Fixed Deposit for the short term. Banks provide the deposit with less number of days. You can choose any of those options.
Thanks,
Krishna
December 30, 2009 at 3:00 am
* What is your Name? Firdaus
* What is your Occupation? Working in a MNC
* What is your Monthly Savings? Rs. 4000
* Why you are here?
One day I was trying to learn about various FD saving schemes when browsed this blog and find it very informative. I would like to thank Mr. Krishna for all his efforts. I learned a lot about Money here. And would like to be updated with all kind of stuff here that’s the reason I am here.
November 11, 2010 at 6:08 am
What is your Name? : Badari Narasimha
What is your Occupation? : Accountant in an NGO
What is your Monthly Income? : Rs. 20,000
What is your Monthly Savings? : Rs. 5,000
What is your financial goal in the next five years?
I would like to have a home. Not yet tried how much loan I can get? Right now I am putting my savings in Chits, and LIP. Also interested in Share Market and Mutual Funds. But definitely need guidance to enter trading…..I request you if you have any reference pls share with me.
Why you are here?
I have a very limited knowledge about Finance. To get update knowledge about the happenings in the field of Finance I do read all the postings in this blog.
April 17, 2013 at 5:19 am
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May 1, 2013 at 7:28 pm
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