Yesterday I got mail from HDFC bank explaining the phishing attacks and how we can stay away from the phishing attacks. It is very important for every online user must aware of the phishing scams that used for stealing the user’s most important secret details and misuse their accounts. In this post I am just posting the content which I got from the mail. Subscribe to our future articles here.
What is Phishing?
Phishing is an email fraud designed to steal your web identity and capture your personal data like Credit or Debit Card numbers, bank account information, or other sensitive financial information. These emails usually ask you to “update,” “validate,” or “confirm” your account information by clicking on a certain link immediately. It then directs you to a fake website that appears exactly like the real HDFC Bank website. If you fall for such tricks and enter your personal information on such websites, a fraudster can steal your identity and conduct unauthorised transactions.
10 Steps to avoid falling prey to phishing scams
- If you are doubtful about the credibility of the email, please DO NOT click on any link provided in the email. This may trigger malicious codes being installed on your PC.
- Before you share any information on a website in response to an email, always assure that the URL shown in the email matches the URL of the bank website. If it does not, you have valid reason to suspect there’s something fishy.
- Do not open unexpected e-mail attachments or instant message download links.
- Check the web address carefully. Our NetBanking address is https://netbanking.hdfcbank.com.
- Always type the website address (mentioned above) on your web browser. Avoid clicking on any link.
- Check for the Padlock icon at the bottom right corner of the webpage. It must be always ‘On’ during secure transactions.
- Ensure that you have installed the latest anti-virus / anti-spyware / personal firewall / security patches on your computer.
- Always use non-admin user id for daily work on your computer.
- Do not access Netbanking or make payments using your Debit Card from shared or unprotected computers in public places like cyber cafes.
- Do not transfer funds to or share your account details with, unknown / non-validated source, luring you with commission, attractive offers or prizes.
Take precaution when opening the bank websites from the email. It is always recommended not to open the banking website from the email. Directly open it from the browser address bar itself. I hope this article would be very useful. Thank you for reading this article!!!
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