Plan Your Investment

July 31,2011 is the last date for filing your IT returns for the financial year 2010-11. Online Tax Filing in India In India, filing tax returns through online is growing every year. It become very easy for the tax payer to file the returns without directly going to the income tax office. There are many [...]

Why ULIP’s are not good choice?. This is the article written by me couple of months back. At the time of writing the article, ULIP is one of the most controversy product in the financial world. It is because of its high management charges and commission to the agents. The situation has changed after the [...]

It is almost one year back, I have written about the interest free education loans announced by the Indian govt. for Indian students who are pursuing the studies in India. It is one of the great reforms in the education sector to help the poor students. The qualification to avail this scheme is, if your [...]

Savings Bank Account Deregulation All the banks in India has to offers 3.5% interest rates for all the savings bank account holders.  It is the regulation enforced by Reserve Bank of India (RBI). This regulation has been amended recently to give the exact interest rates for all the days in a month. Previously banks provided [...]

Couple of weeks back I have written about the power struggle between the insurance regulator IRDA and stock market regulator SEBI. Firstly, SEBI has banned 14 insurance companies to stop selling the ULIP polices and it requests them to register with SEBI to issue the fresh ULIP policies. It made fierce battle between IRDA and [...]

Why is this title named as “Euro to Zero“?. It is not just fancy statement to lure the readers to look what I am writing about. The reality show happening in the entire euro zone is teaching us the big lesson. Every country must learn from Greece, about the seriousness of government fiscal deficit and [...]

Do you have fixed deposit account with bank?. If yes, then you can list down the reason why you have chosen the fixed deposit over other investment schemes. The common reason would be the safety on bank deposits. The known fact is that, the bank deposits offer very low interest rates compare to any other [...]

In my previous article I have explained about how to insure your house and household things from the loss. In the same article I have indicated that these kind of insurances are not popular among the people in India. Another insurance which has less known among the people is the Travel Insurance. There is poor [...]

We are aware of the life insurance, health insurance, motor insurance, etc. These are the very common type of insurance taken by every one of us. Motor insurance is compulsory in our country while other insurances like life and health are optional for the policy holders. There are many other insurances available in the market, [...]

Have you applied for any of the New Fund Offer (NFO) in recent times?. If your answer is yes, what motivates to take the decision and select a particular NFO?. There are many number of  New Fund Offer (NFO) schemes coming in to the market, it makes the investors confused and they are unable to [...]