Archive | August, 2011

Is it right time to invest in the Fixed Deposit?

August 30, 2011

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Introduction After the rigorous cycle of increase in the policy rates by Reserve Bank of India (RBI), debt instruments got more lucrative for the investors who are looking for the safe place to park their money. Thanks to the inflation which is making the mandatory requirement to increase the key policy rates. A Steep increase [...]

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How to invest in NCDs?

August 27, 2011

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Introduction In the rising interest rates scenario and falling stock market, most of the investors look for the safest instrument to park their money. First come into their mind is the debt investments. A decade ago, the most popular investment is the bank deposits and there is not many other options or people not willing [...]

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New rules on ATM usage

August 24, 2011

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Couple of weeks back I have published an article about the ATM usage. In that article I have written about the new changes announced by RBI for the transactions conducted in the ATM. Here this article, consolidate all the changes or rules announced related to ATM usage. Most of the customers has the thinking of [...]

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How to Read a Credit Score Report?

August 21, 2011

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Introduction Your personal credit score report contains all of the significant information you and others need to know about your financial actions and status. Credit reports take a close look at your existing credit and loan accounts and the way in which you pay them. In today’s society in the United States, an official credit [...]

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A look out on gold as investment

August 18, 2011

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In 2009, I have published an article about the gold investment. In that article I have recommended the gold investment and predicted the upward movement in the prices. If you look into the recent rally after the credit rating downgrade of US govt., investors gone crazy on buying the gold as alternative to dollar. It [...]

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What is credit rating downgrade?

August 15, 2011

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United States of America (USA) has enjoyed the AAA rating for the past 70 years and no one would dare to think about slashing their credit rating. When S&P has decided to reduce one notch for the credit rating, the world has stumbled and rattled. The entire world market has crashed with fear of another [...]

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Why the Oil price crisis in India?

August 12, 2011

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In the last week, our finance minister has announced that there may be no subsidy for the diesel prices for cars. It is one of the news among many news which is coming on its way about the fuel prices in India. Especially in India, fixing the fuel prices is one of the daunting task [...]

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How to check the stock fundamentals using key ratios?

August 9, 2011

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Introduction Are you an avid stock trader?. How are you assessing the good stocks?. Is it based on the technical chart or based on the fundamentals?. It is common for short term traders to look for the technical charts and invest based on the current trend. It is long term investor who will be keen [...]

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How to better utilze the savings bank account?

August 6, 2011

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Have you ever inquired about the suitable bank account from your banker? or ever had a thought on multiple savings bank options.   It is very rare or lack of knowledge on the different savings bank account options to the customers. Without considering their needs everyone open the normal savings banks account.  But, the fact is [...]

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Why you need Critical Illness policy?

August 3, 2011

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If you are healthy today, there is no guarantee that you can sustain your healthiness for life long. When your family is depend on your income, your healthiness and job is more important for the family’s happiness and you must be prepared for the nightmare that would cause or affect your family’s happiness. In India, [...]

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