Power of Mobile Banking

In the last couple of years, there is great development in the mobile phone markets. The advent of smart phones, then path breaking innovation from iPhone has changed the way the mobile phones are working now. What we have now is a mini computers in our packet. How we are using the computers for all the tasks, same way mobile phones can be used with touch screens.

After the smart phones, it is tablet where the innovation happened. Tablets fill the gap of mobile phones and the desktop. It is good replacement for the laptop those who are looking to consume messages frequently then manipulating the data. The popular brads of the tablets in the market are iPad from Apple and Galaxy Tab from Samsung. The most popular operating systems till date for the mobile phones and tablets are iOS and Android.

If you are looking closely after the development of these technologies, there are lot of advantages for the consumers. One of the industry benefited most on these developments are banking. The customers can easily access the accounts from their mobile. Before the arrival of smart phones, only the SMS option to know the balance, now you will be able to login to your account and perform any operations that can be done using the normal desktop internet access.

There are two ways you can access the bank account through your devises. One is how you do it in your desktop, open the browser and login to your account. It is easy if the device is tablets with good dimensions. Otherwise it is difficult to operate. Second way is downloading the application for the bank and install in your system. It is the best and most recommended way for accessing in your devices.

Login Using Browser

If you want to login using the browser, as a first step install the browser in your tablets or mobile phones. The browser application can be found in the application store of your OS installed in your device. Popular browsers in the devices are Google Chrome, Apple safari and Opera Mini. In this option, the website looks similar to the one you are accessing the desktop, it will have all the options in your bank account.

Download Application from AppStore

It is most recommended and future of mobile banking. It is the new way of mobile phones and tablets install applications and use it like a computers. The way you are installing the software in your desktop, you have to install the applications to your mobile using the store available for your Operating System. The application could be free of cost or you have to purchase it for the money.

For example, if you have account with ICICI bank, you have to search for the ICICI application in the app store of Apple if you have iPad or saerch in the Google Playstore if you own a Android devices. In the same way, you have to search for the other banks in the app store. Most of the private banks have released the applications for the mobile phones. Note that the application has to be released for each operating system. For example, if you are using the BlackBerry, check with your bank whether they have released the application for blackberry.

In our case, you have installed the ICICI bank application in your iPad and logged into the system. The appearance of the home screen would look like this.

When it comes to the mobile banking, you may not find all the options which is available in the normal internet banking. But, the banks will keep update the application and add all the features.

If you have smart phones, then start using the power of mobile banking. Don’t walk into the physical office for the utility payment. The options are available at your finger tips. You have to explore it once, then you will like it. Another advantage is it is 24×7, you can check your balance at any time. You need not use your computer to login and check the details.

I hope this would have provided the great insight on the mobile banking. If you are already using the options, please share your experience with us. If you like the article, subscribe to our future articles here.