What is Sovereign Debt Problem?
Introduction What is Sovereign Debt?. Have you heard of the word Sovereign Debt ?. If you are watching the financial news regularly or you are the one avid financial reader then you must have heard about the term Sovereign Debt and problems arising out of excess sovereign debt on each countries. It is very difficult [...]
What you should know about Car Insurance?
Introduction If you are planning to buy a Car, it is worth paying attention on carious clauses on insuring your own vehicle. There are various factors like Insured’s Declared Value(IDV) and No Claim Bonus (NCB) will add or reduce the cost of your insurance. It is advisable to know the facts before you buy an [...]
Steps for Healthy Financial Management
Introduction As a reader you would have read many number of articles related to the financial planing and efficient way to manage your money. One rule is that, there is no common steps which will solve or help everyone. It is purely based on individual’s financial needs and status. This article will explain the five [...]
New Avatar of ULIP Policies – Part II
Introduction Couple of weeks ago I have written about what are the reform on ULIP policies?. There are plenty of changes in the ULIP type of policies and the salient change is the reduction on various charges. In my previous article I have not indicated the exact amount of charges applied for the each category [...]
How coupons would save your money?
Introduction When you are going for shopping, it is obvious that you would be interested to check if there is any discount available before buying that product. If there is any discount, the probability of buying that product is more because you have the feeling that you are saving the money. Another view point is [...]
Beware of Scams like Phishing and Vishing
In my previous articles I have explained about the phishing scams and how to protect from that. These kind of scams are raising steadily and more number of the bank customers fall into this trap. You have to be very careful on doing the bank transactions and giving out any sensitive information to the internet. [...]
What is Base Rate System for Banks?
Introduction If you are happened to read the recent newspapers, it is most likely to read a news talking about the base rate system for the banks. Every banks announcing the base rates for lending loans. What is that?. I have written earlier in March 2010, about the implementation of the base rate system from [...]
Online Tax Filing in India
Last Date July 31,2010 is the last date for filing your IT returns for the assessment year 2009-10. Online Tax Filing in India In India, filing tax returns through online is the growing every year. It become very easy for the tax payer to file the returns without directly going to the income tax office. [...]
New Avatar of ULIP Policies
Introduction Why ULIP’s are not good choice?. This is the article written by me couple of months back. At the time of writing the article, ULIP is one of the most controversy product in the financial world. It is because of its high management charges and commission to the agents. The situation has changed after [...]
Interest Free Education Loans scheme become Operational
It is almost one year back, I have written about the interest free education loans announced by the Indian govt. for Indian students who are pursuing the studies in India. It is one of the great reforms in the education sector to help the poor students. The qualification to avail this scheme is, if your [...]
