Digg DiggHome Loans May Not Include Registeration Expenses We are aware that while applying for the home loans we are eligible for including the registration and stamp duty expenses as the home price and banks are including those expenses on the total home loans amount. It is the procedure till now for all the banks. [...]
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Why interest rates on loans are increased by the banks?
July 6, 2011
If you are a home buyer in the last couple of years and paying the EMI amount, you would have noticed that the interest rates gone up several times and the EMI burden would have increased. At the time of buying the house, the interest rates are cheap and bought the house with low EMI, [...]
How to manage home loans interest rate hikes?
July 5, 2011
Home Loans interest rates are shooting up to the top. RBI has increased its important rates several time within last year. It results in all the banks increasing the home loans interest rates sharply and making the big hole on house owners budget. That too who bought the house within past five years would have [...]
Protect Your family from Home Loans Burden
June 28, 2011
Introduction Earlier I have written about the home loans insurance. But, this article don’t have any other specific details on the home loans and looks very basic material. So, I have planned to come up with some more details on the home loans insurance. In this article I will explain about the best way to [...]
Learn About Home Loans
June 26, 2011
Introduction I have been writing more article on the home loans and tax related tips in this blog. If you are the old reader for this blog, would have more knowledge on the topics. I would like to bring out old topics and high light in this article. It would help the new readers to [...]
Tax Exemptions on Home Improvement Loans
June 5, 2010
In this article I will be writing about the tax exemptions for the home improvement loans. I have written many articles related to the home loans and income tax benefits. There are two sections talking about the home loans and tax exemptions related topics. One is Section 80c (Home Loans Principal Payment) and another one [...]
What is Reverse Mortgage?
April 12, 2010
Introduction In this article I will be writing about the Reverse Mortgage and how it can help you in the retirement. This product is has low awareness among the public. Nowadays few banks started making awareness to the public to sell the reverse mortgage products. This article explains the basic concepts on reverse mortgage. If [...]
Implementation of base rates from July 1,2010
March 10, 2010
RBI had announced the base rate system which will set the interest rates for the bankers to lend their borrowers. Earlier the rate is known as the Prime Lending Rate(PLR) for the banks. Normally the banks can not lend the money below the PLR to avoid any loss or risk. But, banks started offering the [...]
Principal Payment on Home Loans u/s 80C
February 8, 2010
Introduction In this article I will be writing about the tax exemption for the home loans under section 80c. I will not write about the interest payment on home loans. That is not come under the section 80c. If you are the regular reader for this site, I have written many articles explaining the home [...]
IDBI Bank cuts Home Loans Interest Rates
December 18, 2009
After the announcement from other major banks like SBI, ICICI and HDFC to reduce the home loans interest rates, now IDBI bank joined the party to reduce the home loans interest rates effective from 16th December, 2009. It is offering 8.25 per cent fixed rate for all its new loans till March 2012. The offer [...]

February 13, 2012
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