Plan Your Investment

One of the worrying factor in the Indian insurance industry is the rate of claims rejection. If a person claims for his father’s death and the claim is rejected, he will loose his confidence on the insurance industry. There should be a rational to reject a claim. As of now one of the reason for [...]

Earlier I have written about the health insurance portability and it will be available from July 1,2011. But, IRDA has clarified saying that there is system required to monitor the porting of policy holders from one company to another company, so it updated as the portability should start not later than October 1, 2011.  It [...]

If you are healthy today, there is no guarantee that you can sustain your healthiness for life long. When your family is depend on your income, your healthiness and job is more important for the family’s happiness and you must be prepared for the nightmare that would cause or affect your family’s happiness. In India, [...]

Health Insurance policies can be taken as the individual or family floater policies.  The problem is, many of us confused which one to choose?. This article explains in details about the advantage and disadvantage of each category. It all depends on the person’s capacity to pay the premium and his dependents. If you are not [...]

As we know that term insurance (What is term insurance?) is pure form of insurance and it comes with the maximum cover for your life. But, it doesn’t offer any attached riders while taking the policy. In our previous article we have understood what is life insurance riders?. The riders provide the additional benefits to [...]

The main purpose of taking the insurance policy is to protect our loved ones if some thing happens to you. In this case, assigning a nominee will serve the purpose of reaching the benefit to the appropriate person. If you are not giving the proper or incomplete details about your nominees, it is difficult for [...]

It is well known fact that many policy holders have bought the insurance because of the wrong guidance from the insurance agents. After reviewing the policy, they will come to know that the policy which they have taken will not suit for their needs and there will be lot of missing features which policy holder [...]

State Bank of Hyderabad (SBH) announced that it will offer free personal accident cover worth Rs. 1 lac to its existing customers and the new customers. This is kind of extra benefits in the savings accounts to lire the customers to open new accounts with the bank. The following are the few points on the [...]

Chola MS General Insurance company has launched the new health insurance policy for the individual policy holders. Benefits of this policy There is no medical check up till the age of 55 Policy holder can renew the policy till his/her death. Maternity expenses are covered. Dental expenses are covered. In house claims settlements also available [...]

Earning member of the family must have the life insurance policy to protect his family. But, the worrying factor is they are not spending enough time to understand the need of insurance and whether they are wasting money in the name of insurance. There are number of ways to save money while paying the premium [...]