Plan Your Investment » Investments

IRDA wins over SEBI on ULIP policy verdict

krishnas — Mon, 21 Jun 2010 15:21:11 +0000

Couple of weeks back I have written about the power struggle between the insurance regulator IRDA and stock market regulator SEBI. Firstly, SEBI has banned 14 insurance companies to stop selling the ULIP polices and it requests them to register with SEBI to issue the fresh ULIP policies. It made fierce battle between IRDA and [...] Related posts:

How an NRI can start investment in India?

krishnas — Wed, 09 Jun 2010 16:07:12 +0000

Introduction This article explains in detail about how an NRI can trade in Indian stock market. I am getting lot of mail on NRI investment doubts from our readers. I felt it would be good to write down separate article on the topic. If I have not covered any of the topic, please post it [...] Related posts:

What is Beta value for Stocks?

krishnas — Mon, 07 Jun 2010 13:56:06 +0000

Introduction In this article I will explain the one of the way to find the high risk stocks. It is important to find the high risk and low risk stocks for the investors. There are many factors influence the price movement for the stocks. Broadly we can categorize those movements into technical or fundamental reasons. [...] Related posts:

Tax Implications on Equity Investments

krishnas — Sat, 05 Jun 2010 08:35:59 +0000

Introduction In this article I will be writing about the various tax rules for the equity and debt investments. It is obvious that more number of investors interested in the equity market. It is sad that only few are very much aware of the actual tax implications on the investment. This article explores the important [...] Related posts:

Employee Provident Fund(EPF) interest rate for 2010-11

krishnas — Sat, 20 Feb 2010 13:08:38 +0000

The current interest rates for the Employee Provident Fund(EPF) is at 8.5% p.a. This rate has been maintained since 2005-06. As we know that, every year the rate is reviewed and if possible it will be revised. But, the current rate is maintained for the past six years in a row. It is expected to [...] Related posts:

SEBI plans to launch super-ATM centres

krishnas — Wed, 17 Feb 2010 07:00:04 +0000

Mutual Funds industry has promising future in India. It is known that investments on Mutual Funds are less rick compare to the direct investment on the stock market. Also it offers the good returns compare to the other fixed investments like Fixed Deposit, PPF, etc. But, the SEBI’s concern is that most of the people [...] Related posts:

Public Provident Fund(PPF) u/s 80C

krishnas — Thu, 04 Feb 2010 07:00:05 +0000

Introduction In this article I will be writing about the Public Provident Fund(PPF) as the tax savings component. In our previous article, I have explained about the Provident Fund(PF) and its features. PPF is suitable for those who don’t have PF account or any one who is looking for the long term savings. This article [...] Related posts:

Repayment of loans (vs) Investment

krishnas — Mon, 28 Dec 2009 07:00:22 +0000

Introduction There is a general confusion among people whether they should repay the existing loan or invest the money?. There is no rule says that either of the option is good, because it differs for each person’s capacity and the nature of debt or investment. In this post I will be writing down few points [...] Related posts:

Don’t lose control of your finances this Christmas

krishnas — Sat, 12 Dec 2009 01:43:36 +0000

Christmas can be an expensive time of year for anyone, so it is important to make sure you don’t lose control of your finances over the festive season. However, this may be a little harder than it sounds – and if your finances run away from you this Christmas and you end up in debt, [...] Related posts:

Verify Tamil Nadu District Patta Details

krishnas — Sat, 28 Nov 2009 07:00:25 +0000

A patta land means it is private property stands in the name of an individual. in fact in case of civil disputes patta holder is having good title over the property. If you are buying any new land, it is required to check the patta details before making any decision. It should be in the [...] Related posts:

ICICI Pru. Pinnacle – ULIP Policy

krishnas — Thu, 26 Nov 2009 07:00:45 +0000

Introduction In my previous article I have explained about the LIC Jeevan Nischay, a new policy introduced by the LIC. Here I am writing about the another new policy from the ICICI Prudebtion, called as ICICI Pru. Pinnacle. It is an ULIP policy. If you are not sure about ULIP policy, read our previous article [...] Related posts:

13 reasons why you should buy gold!

krishnas — Mon, 23 Nov 2009 07:08:51 +0000

In my previous articles I have explained about the gold as preferred investment option and the rising gold prices. Today I have read article on moneycontrol website about the 13 reasons to buy the gold. 1. Global currencies are at an imbalance 2. Investment demand for gold is accelerating 3. Printing currencies 4. Huge supply [...] Related posts:

Silver is good investment than Gold

krishnas — Tue, 10 Nov 2009 07:00:39 +0000

Introduction In this article I will be writing about the investment on silver and how it is gaining the popularity then gold in the market. As we all know, gold is considered as the good investment option and the prices keep rising to the new heights. Only very few people have the knowledge on silver [...] Related posts:

Post office Monthly Income Scheme (POMIS)

krishnas — Thu, 05 Nov 2009 07:00:49 +0000

Introduction In this article I will be writing about the Post office Monthly Income Scheme(POMIS). Our readers posting questions about the POMIS and comparing it with the other fixed deposit options. I come up with this article to provide you some in depth details to differentiate POMIS with other investment options. Here I am going to [...] Related posts:

No Entry Load for Mutual Funds

krishnas — Tue, 03 Nov 2009 07:00:29 +0000

From August 1, there will be no entry load on any of the MF products. The investors will have to pay an upfront commission to the distributors and distributors will have to disclose the commission that they pay whether it is the trail commission they pay to the fund house as well and the investor [...] Related posts:

Why we need Financial Advisors?

krishnas — Mon, 02 Nov 2009 00:20:41 +0000

Introduction In this article I will be writing about the need for financial advisor to plan your investments and achieving the financial goals. In the recent economic down turn, many people has lost their money and jobs. While many struggling to save the money and scared about investing in the stocks or mutulfunds. To clear all [...] Related posts:

What is Senior Citizens Savings Scheme, 2004(SCSS)?

krishnas — Thu, 17 Sep 2009 07:00:11 +0000

Introduction In this article I will be writing about exisiting scheme for the senior citizen. The name of the scheme is Senior Citizens Savings Scheme 2004(SCSS). As name itself suggests, this scheme is only for the senior citizens(age above 60). This article will present you the details about this scheme and what are the benefits [...] Related posts:

EPF Transfer and Opening PPF Account

krishnas — Sun, 13 Sep 2009 01:00:28 +0000

Today’s post is response to question received from our reader. The topic is how to transfer the PF balance and opening the PPF account. Please write your questions here. Question : 001 Hi, This query is regarding the PF transfer. When i left my previous employer, it was in integration with another company. Hence out [...] Related posts:

Clubbing Income and Gains

krishnas — Fri, 11 Sep 2009 07:00:44 +0000

Introduction In this article I will be writing about the clubbing of Income. There is the possibility that people will distribute their income to other family members for reducing the tax burden. For the reason clubbing of income from some of close relationships like minor child,wife,etc. This article explains it in detail about the clubbing [...] Related posts:

Gold prices touched 7 month high!!!

krishnas — Fri, 04 Sep 2009 02:50:00 +0000

With the festive season nearing, gold prices are soaring to the new heights. Yesterday it touched the mark of Rs.15700(10 grams) which is the highest since last 7 months. It is Rs.50 less than the price in februray which is the highest. The prices are expected to be going further and the demand for the [...] Related posts:

Invest in Recurring Deposits

krishnas — Sun, 10 May 2009 03:42:59 +0000

I want to invest Rs 40,000 for a short period. I would need the money in 6-8 months. Can you suggest an investment avenue that can give me best returns and also offer liquidity? I have ruled out a fixed deposit as I may need to break it and end up paying a penalty. The [...] Related posts:

You can take a daily SIP of your MF investment

krishnas — Sat, 09 May 2009 01:17:03 +0000

In an attempt to attract fresh retail money into equity schemes, fund houses have begun launching ‘daily SIP’ plans that allow investors to invest a small sum of money every day, if they so wish to. While Bharati Axa and Sahara Mutual have already launched daily SIP plans, several other top fund houses are also [...] Related posts:

New Pension System – NPS

krishnas — Wed, 06 May 2009 13:18:14 +0000

What is the New Pension System (NPS)? It is a system where individuals fund, during their work life, their financial security for old age when they no longer work. All those who join up would get a Permanent Retirement Account (PRA), which can be accessed online and through so-called points of presence (PoPs). A central [...] Related posts:

Time Value of Money

krishnas — Sat, 25 Apr 2009 05:35:43 +0000

In this blog I am just pointing to another blog which talks about the time value of money. Many people not knowing the value of keeping money without any proper investment, today’s money value is not equal to the tomorrow’s money value. This blog post explains it nicely with equation. As the blog states : [...] Related posts:

What is SIP?

krishnas — Fri, 24 Apr 2009 05:46:42 +0000

Introduction In this article I will be writing about the SIP(Systematic Investment Plans), is one kind of investment plan under mutual funds. Earlier I have written about Mutual Funds. In that article I have explained the importance of investing in mutual funds. The main advantage of the mutual funds is high return for the investment. [...] Related posts: