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Why interest rates on loans are increased by the banks?

July 6, 2011

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If you are a home buyer in the last couple of years and paying the EMI amount, you would have noticed that the interest rates gone up several times and the EMI burden would have increased. At the time of buying the house, the interest rates are cheap and bought the house with low EMI, [...]

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3 Tips for Managing Your Personal Loans

June 24, 2011

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Introduction Personal loans are offered for not any specific purposes like buying house, buying gold or education. If you have any emergency need to get the money for meeting your medical expenses or any kind of expense. It is easy to get the personal loans if you are getting the monthly salary. But, it is [...]

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What is Payday Loans?

November 21, 2009

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Introduction In this article I will be writing about the one of the fastest way to get the loans for any urgent need. These loans are not available in India, but most commonly used in the western countries like USA, UK, etc. This article presents the nature of payday loans and how to apply for [...]

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How to get Debt Relief?

October 30, 2009

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In this article I will be writing about the few tips for the easy debt relief and provide you one website address where you can find more explanations related to the debt relief. In the current scenario, many people would need this service because we are always have the debts on our credit cards, banks, [...]

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Loans Against Gold

September 14, 2009

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Introduction In this article I will be writing about the another type of loans which can be availed using the gold. Many people not aware of this and applying for the personal loans with high interest rates. In this article I will be explaining few important points related to getting the loans using your Gold. [...]

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Different Types of Loans

March 11, 2009

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Introduction In this article I will be writing about the different types of loans available in India. I am not going to explain every type in detail, but I will give you brief idea about the loan and when the type of loans can be applied. Home Loans Home Loans are given for the property [...]

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FAQs on ICICI Bank Personal Loans

December 1, 2008

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What are the minimum and maximum loan amounts? You can avail of loans ranging from Rs 1,00,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity. What are the loan tenure options? The loan can be repaid over a period of 12 to 60 months. Are there any additional charges? A processing fee [...]

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Information on ICICI Bank Personal loans

December 1, 2008

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This blog post put down few key facts on ICICI Bank personal loans. Prepayment of the loan is possible after 180 days of availing the loan. Foreclosure charges as applicable would be levied on the outstanding loan. Foreclosure charges as applicable would be levied on the outstanding loan. No other fees or commitment charges are [...]

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ForClosure of ICICI Bank Personal Loan

November 30, 2008

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This blog just posts information for ForClosure the personal loans availed. This is common practice to close the loan before the period is over. For example if you got 2 lakhs as Personal Loan in the ICICI Bank, then EMI for the two years tenure would be Rs.9556. Assume the rate of interest is 14% [...]

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