Plan Your Investment

The banks in a country must be strong enough to come through any tough situations. The reality is we have seen in the 2008 crisis, worlds largest banks needs bailout from the govt. to survive. If the banks itself have such a problems, then how a country’s economy can be stable enough to challenge a [...]

In the last week, I have posted an article about the home loans interest rates and I have pointed out the reason why the home loans interest rates would go down in the near term. I expected that this would possible go down only when RBI is reducing the key interest rates related to the [...]

Introduction Earlier I have published an article about the online money management solution Intuit Money Manager and how to use it. It is an standalone application and can be used without logging into any of the bank’s net banking. But, one great advantage is that you can see the transactions of any banks. Intuit money [...]

Last year has been not very good year for the home buyers. Because of the high interest rates for the home loans and high inflation rates. It is negatively impacted the real estate companies with less sales compere to the previous years. It is not only that home loans interest rates are high, all the [...]

Home Loans May Not Include Registeration Expenses We are aware that while applying for the home loans we are eligible for including the registration and stamp duty expenses as the home price and banks are including those expenses on the total home loans amount. It is the procedure till now for all the banks. Also [...]

In the past decade, world has changed a lot and accessing information become very easy without leaving your house. It helps the kids to learn many new things at the early stage of their life. It is obvious that when we are young we don’t have a mobile phone, but now you can do all [...]

Introduction Increasing numbers of people are finding themselves in need of access to short-term credit, but qualifying for a loan in recent years has become more and more difficult. While it’s important to keep a careful check on repayments and subsequent loans, short-term lending is a viable solution to making ends meet and easing the [...]

In my earlier posts I have informed the readers that the deregulation of the savings banks account is in the progress. The intention of setting the savings bank interest rates by the banks itself would intensify the competition among the banks and the interest rates would go up. It will be beneficial to the customers. [...]

Cheque is playing the important role on money transactions for individual and company. It become the basic standard for any banking transactions. When it comes to the awareness on writing the cheque is not encouraging. I could see the people asking for the help to write cheque. This article explores the basic ideas on writing [...]

This article explores few basic ideas on how Non Resident Indian (NRI) can take the credit from India for their investments. It is very common that NRIs don’t have the clear idea on seeking the credit from Indian banks to invest in India. This leads to drop the plan of investing in India. The fact [...]