The Employees Provident Fund Organisation (EPFO) is proposing 8.5% interest rates for the current fiscal year 2012-13 to the central government. Over 50 million subscribers are part of the EPFO group and EPF is considered as one of the important retirement savings scheme for Indian population. In the previous fiscal 2011-12 the interest rates offered [...]
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EPF withdrawal conditions
January 22, 2013
There is no introduction required for the EPF. Since everyone already aware the scheme and used in their working organization. We have earlier published several articles about the EPF for retirement planning ,tax deduction on epf, etc. One of the topic most readers are confused is the conditions involved on withdrawing your EPF amount. Please [...]
Passbook for EPF accounts in consideration
February 18, 2012
In the near future, the Employee Provident Fund (EPF) organization is planning to issue the passbook for all the EPF account holders. It is very good news for the salaried employees who has the EPF account. This can be announced or started from the coming April 2012 onwards. There are lot of benefits in issuing [...]
Learn about safe investments EPF, PPF, SCSS, NSC, NPS
February 10, 2012
In the recent times there are lot of changes in the interest rates of debt instruments. It includes the interest rates changes on public provident fund(ppf), post office savings, employee provident(epf), etc.This is the main investment options for the people who are ready to take less risk. 2011 has been very bad year for the [...]
Employee Provident Fund (EPF) u/s 80C
November 24, 2011
In my previous article I have listed down the investment proofs needs to be submitted for this financial year 2011-12. I would be writing in detail about the each topic. This article explores the details of employee provident fund (epf) and how it can be used to show an tax exemption component. It is compulsory [...]
Invest in EPF for retirement planning
September 5, 2011
One of the traditional and more safest investment or saving habits in India is monthly contribution for the Employee Provident Fund (EPF). Still many of us not aware of the advantages on EPF contribution and how it is superior when compare to the other safe investments. If you are looking for the retirement planning, have [...]
EPF Balance Information on SMS
July 3, 2011
Employee Provident Fund (EPF) is the best retirement planning for the salaried employees. It is compulsory for every organization to open EPF account for its employees and deposit their contribution towards each employee. It is one of the great benefits for the employees, apart from the salary 12% basic should be contributed by company. This [...]






February 9, 2013
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