Plan Your Investment

The banks in a country must be strong enough to come through any tough situations. The reality is we have seen in the 2008 crisis, worlds largest banks needs bailout from the govt. to survive. If the banks itself have such a problems, then how a country’s economy can be stable enough to challenge a [...]

There is lot of changes in the banking industry that too in the past five years. The perception about the banks to customers has increased to an extent because of the value added services offered by the banks. Another reason is the stiff competition among the players in the market. Customers are treated as the [...]

In the current financial year, the small savings schemes would fetch the higher returns. Some of the schemes in this category include National Savings Certificate (NSC), Public Provident Fund (PPF), etc. Read the below table to know the revised interest rates for the small savings schemes.

In the last week, I have posted an article about the home loans interest rates and I have pointed out the reason why the home loans interest rates would go down in the near term. I expected that this would possible go down only when RBI is reducing the key interest rates related to the [...]

Introduction Earlier I have published an article about the online money management solution Intuit Money Manager and how to use it. It is an standalone application and can be used without logging into any of the bank’s net banking. But, one great advantage is that you can see the transactions of any banks. Intuit money [...]

Last year has been not very good year for the home buyers. Because of the high interest rates for the home loans and high inflation rates. It is negatively impacted the real estate companies with less sales compere to the previous years. It is not only that home loans interest rates are high, all the [...]

In the near future, the Employee Provident Fund (EPF) organization is planning to issue the passbook for all the EPF account holders. It is very good news for the salaried employees who has the EPF account. This can be announced or started from the coming April 2012 onwards. There are lot of benefits in issuing [...]

Home Loans May Not Include Registeration Expenses We are aware that while applying for the home loans we are eligible for including the registration and stamp duty expenses as the home price and banks are including those expenses on the total home loans amount. It is the procedure till now for all the banks. Also [...]

In the recent times there are lot of changes in the interest rates of debt instruments. It includes the interest rates changes on public provident fund(ppf), post office savings, employee provident(epf), etc.This is the main investment options for the people who are ready to take less risk. 2011 has been very bad year for the [...]

In the past decade, world has changed a lot and accessing information become very easy without leaving your house. It helps the kids to learn many new things at the early stage of their life. It is obvious that when we are young we don’t have a mobile phone, but now you can do all [...]