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	<title>Comments for Plan Your Investment</title>
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	<link>http://www.thinkplaninvest.com</link>
	<description>Plan Your Investment</description>
	<lastBuildDate>Tue, 18 Jun 2013 02:57:58 +0000</lastBuildDate>
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	<item>
		<title>Comment on SBI increases loan and deposit interest rates by Zachary</title>
		<link>http://www.thinkplaninvest.com/2011/07/sbi-increases-loan-and-deposit-interest-rates/comment-page-1/#comment-209274</link>
		<dc:creator>Zachary</dc:creator>
		<pubDate>Tue, 18 Jun 2013 02:57:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=3391#comment-209274</guid>
		<description><![CDATA[Hello, I enjoy reading all of your article. I wanted to write a 
little comment to support you.]]></description>
		<content:encoded><![CDATA[<p>Hello, I enjoy reading all of your article. I wanted to write a<br />
little comment to support you.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on DLF Westend Heights New Town &#8211; Bangalore by Deen</title>
		<link>http://www.thinkplaninvest.com/2009/03/dlfs-westend-heights-new-town-bangalore/comment-page-21/#comment-208751</link>
		<dc:creator>Deen</dc:creator>
		<pubDate>Mon, 17 Jun 2013 01:04:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=493#comment-208751</guid>
		<description><![CDATA[For D1-D2 block, it is Dec 2013, for other blocks it is in early next Year.]]></description>
		<content:encoded><![CDATA[<p>For D1-D2 block, it is Dec 2013, for other blocks it is in early next Year.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on List of banks in India by amit</title>
		<link>http://www.thinkplaninvest.com/2008/10/list-of-banks-in-india/comment-page-3/#comment-208619</link>
		<dc:creator>amit</dc:creator>
		<pubDate>Sun, 16 Jun 2013 12:39:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=8#comment-208619</guid>
		<description><![CDATA[i am looking for a job]]></description>
		<content:encoded><![CDATA[<p>i am looking for a job</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on How to Pay LIC premium online? by Nithya</title>
		<link>http://www.thinkplaninvest.com/2009/09/how-to-pay-lic-premium-online/comment-page-7/#comment-208601</link>
		<dc:creator>Nithya</dc:creator>
		<pubDate>Sun, 16 Jun 2013 11:39:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1227#comment-208601</guid>
		<description><![CDATA[can I add more than one policy to the same account? Still LIC is not recommeding more policies in a single account?]]></description>
		<content:encoded><![CDATA[<p>can I add more than one policy to the same account? Still LIC is not recommeding more policies in a single account?</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on How to use ITR &#8211; 1 (Income Tax Returns) Form? by krishnas</title>
		<link>http://www.thinkplaninvest.com/2011/06/how-to-use-itr-1-income-tax-returns-form/comment-page-2/#comment-208596</link>
		<dc:creator>krishnas</dc:creator>
		<pubDate>Sun, 16 Jun 2013 11:24:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=3210#comment-208596</guid>
		<description><![CDATA[Hello Ganesan,

Shares losses can not be adjusted in the income tax.

Thanks,
Krishna]]></description>
		<content:encoded><![CDATA[<p>Hello Ganesan,</p>
<p>Shares losses can not be adjusted in the income tax.</p>
<p>Thanks,<br />
Krishna</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on DLF Westend Heights New Town &#8211; Bangalore by Rawal</title>
		<link>http://www.thinkplaninvest.com/2009/03/dlfs-westend-heights-new-town-bangalore/comment-page-21/#comment-208556</link>
		<dc:creator>Rawal</dc:creator>
		<pubDate>Sun, 16 Jun 2013 06:34:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=493#comment-208556</guid>
		<description><![CDATA[Dear co purchasers at DLF westend heights,
I happened to meet Ms. susmita of customer service. Feedback: possession will start in phased manner from Jan&#039;14 (to be announced officially after DLF HO clearance to do so)
Could some one please re-authenticate this info? 
Regards, Rawal / D2 Block]]></description>
		<content:encoded><![CDATA[<p>Dear co purchasers at DLF westend heights,<br />
I happened to meet Ms. susmita of customer service. Feedback: possession will start in phased manner from Jan&#8217;14 (to be announced officially after DLF HO clearance to do so)<br />
Could some one please re-authenticate this info?<br />
Regards, Rawal / D2 Block</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on DLF Westend Heights New Town &#8211; Bangalore by Rawal</title>
		<link>http://www.thinkplaninvest.com/2009/03/dlfs-westend-heights-new-town-bangalore/comment-page-21/#comment-208555</link>
		<dc:creator>Rawal</dc:creator>
		<pubDate>Sun, 16 Jun 2013 06:30:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=493#comment-208555</guid>
		<description><![CDATA[Dear Bhatt/ Nair
Saw some messages being exchanged regarding a meeting with DLF. Could you kindly update on the outcome please? Apprecite. Thanks.
Rawal Jain / D2 block]]></description>
		<content:encoded><![CDATA[<p>Dear Bhatt/ Nair<br />
Saw some messages being exchanged regarding a meeting with DLF. Could you kindly update on the outcome please? Apprecite. Thanks.<br />
Rawal Jain / D2 block</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on How to use ITR &#8211; 1 (Income Tax Returns) Form? by Ganesan</title>
		<link>http://www.thinkplaninvest.com/2011/06/how-to-use-itr-1-income-tax-returns-form/comment-page-2/#comment-208411</link>
		<dc:creator>Ganesan</dc:creator>
		<pubDate>Sat, 15 Jun 2013 13:51:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=3210#comment-208411</guid>
		<description><![CDATA[Sir,

I am salaried person and having shares. I would like to account the losses in share trading in Income tax return. Which ITR to be selected and what shall be % of tax.

Regards

Ganesan]]></description>
		<content:encoded><![CDATA[<p>Sir,</p>
<p>I am salaried person and having shares. I would like to account the losses in share trading in Income tax return. Which ITR to be selected and what shall be % of tax.</p>
<p>Regards</p>
<p>Ganesan</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on How to find Surrender value of your LIC policy? by A. CHANDRASEKAR</title>
		<link>http://www.thinkplaninvest.com/2009/09/how-to-find-surrender-value-of-your-lic-policy/comment-page-7/#comment-208304</link>
		<dc:creator>A. CHANDRASEKAR</dc:creator>
		<pubDate>Sat, 15 Jun 2013 04:43:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1360#comment-208304</guid>
		<description><![CDATA[Just go to the LIC Branch.  You can easily find out the Branch address from the policy or form LIC&#039;s helpline number, information of which is available from their website.  You visit the branch and ask for Loan Eligibility Statement, which gives information about the Surrender Value and amount eligible for loan.   The statement also gives information of further loan amount you are eligible after adjusting the current loan &amp; interest, if you have already taken a loan.  After taking this statement, you can apply for the loan of the amount mentioned in this statement in the prescribed form, which will be processed by LIC within a short time and cheque of the loan amount sent to your doorsteps.  Don&#039;t go to LIC Agents, they unnecessarily will charge some amount from you as commission for this simple process, which I myself have suffered a lot.]]></description>
		<content:encoded><![CDATA[<p>Just go to the LIC Branch.  You can easily find out the Branch address from the policy or form LIC&#8217;s helpline number, information of which is available from their website.  You visit the branch and ask for Loan Eligibility Statement, which gives information about the Surrender Value and amount eligible for loan.   The statement also gives information of further loan amount you are eligible after adjusting the current loan &amp; interest, if you have already taken a loan.  After taking this statement, you can apply for the loan of the amount mentioned in this statement in the prescribed form, which will be processed by LIC within a short time and cheque of the loan amount sent to your doorsteps.  Don&#8217;t go to LIC Agents, they unnecessarily will charge some amount from you as commission for this simple process, which I myself have suffered a lot.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on DLF Westend Heights New Town &#8211; Bangalore by Rajesh Nair</title>
		<link>http://www.thinkplaninvest.com/2009/03/dlfs-westend-heights-new-town-bangalore/comment-page-21/#comment-208103</link>
		<dc:creator>Rajesh Nair</dc:creator>
		<pubDate>Fri, 14 Jun 2013 07:14:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=493#comment-208103</guid>
		<description><![CDATA[i am attending the same. regards]]></description>
		<content:encoded><![CDATA[<p>i am attending the same. regards</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on DLF Westend Heights New Town &#8211; Bangalore by Deen</title>
		<link>http://www.thinkplaninvest.com/2009/03/dlfs-westend-heights-new-town-bangalore/comment-page-21/#comment-208098</link>
		<dc:creator>Deen</dc:creator>
		<pubDate>Fri, 14 Jun 2013 06:45:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=493#comment-208098</guid>
		<description><![CDATA[Thanks for meeting info, I will attend. I have applied for the member-ship multiple times. and even send the screen-shot of applying to some owner of group, no reply from him. Please some one teach him more about google group.]]></description>
		<content:encoded><![CDATA[<p>Thanks for meeting info, I will attend. I have applied for the member-ship multiple times. and even send the screen-shot of applying to some owner of group, no reply from him. Please some one teach him more about google group.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on DLF Westend Heights New Town – Bangalore by mkbhatt</title>
		<link>http://www.thinkplaninvest.com/2011/06/dlf-westend-heights-new-town-%e2%80%93-bangalore/comment-page-1/#comment-207894</link>
		<dc:creator>mkbhatt</dc:creator>
		<pubDate>Thu, 13 Jun 2013 21:03:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=2960#comment-207894</guid>
		<description><![CDATA[Owners (Phase 1) and DLF meeting: Owners of DLF westend heights project, please attend the meeting at DLF office (site).
All queries and details of the status to be provided by DLF.
 15-Jun-13, 10:30 AM DLF Akshaynagar Bangalore, site office.]]></description>
		<content:encoded><![CDATA[<p>Owners (Phase 1) and DLF meeting: Owners of DLF westend heights project, please attend the meeting at DLF office (site).<br />
All queries and details of the status to be provided by DLF.<br />
 15-Jun-13, 10:30 AM DLF Akshaynagar Bangalore, site office.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on DLF Westend Heights New Town &#8211; Bangalore by mkbhatt</title>
		<link>http://www.thinkplaninvest.com/2009/03/dlfs-westend-heights-new-town-bangalore/comment-page-21/#comment-207893</link>
		<dc:creator>mkbhatt</dc:creator>
		<pubDate>Thu, 13 Jun 2013 20:58:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=493#comment-207893</guid>
		<description><![CDATA[Owners (Phase 1) and DLF meeting: Owners of DLF westend heights project, please attend the meeting at DLF office (site).
All queries and details of the status to be provided by DLF.
 15-Jun-13, 10:30 AM DLF Akshaynagar Bangalore, site office.]]></description>
		<content:encoded><![CDATA[<p>Owners (Phase 1) and DLF meeting: Owners of DLF westend heights project, please attend the meeting at DLF office (site).<br />
All queries and details of the status to be provided by DLF.<br />
 15-Jun-13, 10:30 AM DLF Akshaynagar Bangalore, site office.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on DLF Westend Heights New Town &#8211; Bangalore by mkbhatt</title>
		<link>http://www.thinkplaninvest.com/2009/03/dlfs-westend-heights-new-town-bangalore/comment-page-21/#comment-207892</link>
		<dc:creator>mkbhatt</dc:creator>
		<pubDate>Thu, 13 Jun 2013 20:56:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=493#comment-207892</guid>
		<description><![CDATA[Owners (Phase 1) and DLF meeting: Owners of DLF westend heights project, please attend the meeting at DLF office (site).
All queries and details of the status to be provided by DLF.]]></description>
		<content:encoded><![CDATA[<p>Owners (Phase 1) and DLF meeting: Owners of DLF westend heights project, please attend the meeting at DLF office (site).<br />
All queries and details of the status to be provided by DLF.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Aegon Religare Term Life Insurance Plans &#8211; Review by life insurance tax deductible</title>
		<link>http://www.thinkplaninvest.com/2012/03/aegon-religare-life-insurance-plans-review/comment-page-1/#comment-207751</link>
		<dc:creator>life insurance tax deductible</dc:creator>
		<pubDate>Thu, 13 Jun 2013 10:19:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=4202#comment-207751</guid>
		<description><![CDATA[I&#039;m impressed, I have to admit. Rarely do I come across a blog that&#039;s both 
educative and amusing, and let me tell you, you have hit the nail on the 
head. The issue is something which too few people are speaking intelligently about.

Now i&#039;m very happy that I stumbled across this during my hunt for something relating to this.]]></description>
		<content:encoded><![CDATA[<p>I&#8217;m impressed, I have to admit. Rarely do I come across a blog that&#8217;s both<br />
educative and amusing, and let me tell you, you have hit the nail on the<br />
head. The issue is something which too few people are speaking intelligently about.</p>
<p>Now i&#8217;m very happy that I stumbled across this during my hunt for something relating to this.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Interest Free Education Loans by Devi Prasad</title>
		<link>http://www.thinkplaninvest.com/2009/08/interest-free-education-loans/comment-page-16/#comment-207702</link>
		<dc:creator>Devi Prasad</dc:creator>
		<pubDate>Thu, 13 Jun 2013 03:22:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1150#comment-207702</guid>
		<description><![CDATA[Hello Friends,
             I&#039;m Devi Prasad from Hyderabad. I have availed loan of 4 lakhs from SBM (Banjara Hills) in the year 2009 for my B.tech studies and the interest subsidy is not being given to me inspite of providing them the income proofs every year. I come under the Economically weaker section as stated in the eligibility criteria of interest subsidy scheme.
             I have seen few people getting response in this wesite hence i request you kindly share the information, I would be very grateful to you.

Thanking you,
Devi Prasad.(deviprasad8292@gmail.com)]]></description>
		<content:encoded><![CDATA[<p>Hello Friends,<br />
             I&#8217;m Devi Prasad from Hyderabad. I have availed loan of 4 lakhs from SBM (Banjara Hills) in the year 2009 for my B.tech studies and the interest subsidy is not being given to me inspite of providing them the income proofs every year. I come under the Economically weaker section as stated in the eligibility criteria of interest subsidy scheme.<br />
             I have seen few people getting response in this wesite hence i request you kindly share the information, I would be very grateful to you.</p>
<p>Thanking you,<br />
Devi Prasad.(deviprasad8292@gmail.com)</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Unitech Fixed Deposit Schemes by amit</title>
		<link>http://www.thinkplaninvest.com/2009/12/unitech-fixed-deposit-schemes/comment-page-2/#comment-207603</link>
		<dc:creator>amit</dc:creator>
		<pubDate>Wed, 12 Jun 2013 19:29:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1852#comment-207603</guid>
		<description><![CDATA[Unitech us a fraud company. Bad houses, very bad repo n never invest in it.]]></description>
		<content:encoded><![CDATA[<p>Unitech us a fraud company. Bad houses, very bad repo n never invest in it.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Mantri Royale Bangalore by Anonymous</title>
		<link>http://www.thinkplaninvest.com/2010/01/mantri-royale-bangalore/comment-page-1/#comment-207032</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 11 Jun 2013 15:45:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=2127#comment-207032</guid>
		<description><![CDATA[Mantri Royale is not from Mantri builders of Bangalore (Sushil Mantri). This is from Sunil Mantri group that basically operates from Pune. These are two different companies.]]></description>
		<content:encoded><![CDATA[<p>Mantri Royale is not from Mantri builders of Bangalore (Sushil Mantri). This is from Sunil Mantri group that basically operates from Pune. These are two different companies.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on What is Inflation? by Arun</title>
		<link>http://www.thinkplaninvest.com/2009/09/what-is-inflation/comment-page-1/#comment-206927</link>
		<dc:creator>Arun</dc:creator>
		<pubDate>Tue, 11 Jun 2013 12:48:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1191#comment-206927</guid>
		<description><![CDATA[Hi Krishna 

If rupees value is decreesing against dollar than 
Is it compulsory that rupees value dicresing against other currency too ?]]></description>
		<content:encoded><![CDATA[<p>Hi Krishna </p>
<p>If rupees value is decreesing against dollar than<br />
Is it compulsory that rupees value dicresing against other currency too ?</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Why ULIP&#8217;s are not good choice? by jayasimhan</title>
		<link>http://www.thinkplaninvest.com/2010/01/beware-of-ulip/comment-page-2/#comment-206858</link>
		<dc:creator>jayasimhan</dc:creator>
		<pubDate>Tue, 11 Jun 2013 07:01:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=2039#comment-206858</guid>
		<description><![CDATA[dear sir

have you got a comparitive study of ULIP (similar kind) of various companies.

jcman]]></description>
		<content:encoded><![CDATA[<p>dear sir</p>
<p>have you got a comparitive study of ULIP (similar kind) of various companies.</p>
<p>jcman</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Online Tax Filing in India by sankarasubramanian</title>
		<link>http://www.thinkplaninvest.com/2010/06/online-tax-filing-in-india/comment-page-1/#comment-206833</link>
		<dc:creator>sankarasubramanian</dc:creator>
		<pubDate>Tue, 11 Jun 2013 04:42:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=2756#comment-206833</guid>
		<description><![CDATA[Dear Krishna, My interest income on Fixed Deposit in a Bank for the FY 12-13 is Rs.9764. The interest income through infrastructure bonds for the FY 12/13 is Rs.3695. Kindly let me know, the income from bank FD is less than Rs.10,000, the income from infrastructure alone will have be taken into account for calculating income tax, or the two interest amount have to be added and taken into consideration for calculating income tax. Please clarify.]]></description>
		<content:encoded><![CDATA[<p>Dear Krishna, My interest income on Fixed Deposit in a Bank for the FY 12-13 is Rs.9764. The interest income through infrastructure bonds for the FY 12/13 is Rs.3695. Kindly let me know, the income from bank FD is less than Rs.10,000, the income from infrastructure alone will have be taken into account for calculating income tax, or the two interest amount have to be added and taken into consideration for calculating income tax. Please clarify.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Fixed Deposits(FD) Interest Rates by kumar</title>
		<link>http://www.thinkplaninvest.com/2008/10/learning-fixed-depositsfd-interest-rates-in-indian-banks/comment-page-2/#comment-206650</link>
		<dc:creator>kumar</dc:creator>
		<pubDate>Mon, 10 Jun 2013 17:01:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=6#comment-206650</guid>
		<description><![CDATA[Hey guys muthoot Finance is providing higher interest rate upto 13%. For senior citizens and govt employee 0.5 extra. Interest rate available for monthly as well as annually. For more information contact ravi_npwm@yahoo.co.in]]></description>
		<content:encoded><![CDATA[<p>Hey guys muthoot Finance is providing higher interest rate upto 13%. For senior citizens and govt employee 0.5 extra. Interest rate available for monthly as well as annually. For more information contact <a href="mailto:ravi_npwm@yahoo.co.in">ravi_npwm@yahoo.co.in</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Best Critical Illness Plans (CI) by Rusty Barnette</title>
		<link>http://www.thinkplaninvest.com/2013/01/best-critical-illness-plans-ci/comment-page-1/#comment-206573</link>
		<dc:creator>Rusty Barnette</dc:creator>
		<pubDate>Mon, 10 Jun 2013 12:13:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=6119#comment-206573</guid>
		<description><![CDATA[I really like getting new cydia styles designed for my own iphone 4! One of the great resources available, thank you]]></description>
		<content:encoded><![CDATA[<p>I really like getting new cydia styles designed for my own iphone 4! One of the great resources available, thank you</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on What is Form 16 and Form 16A? by Haro Kr. Nath,</title>
		<link>http://www.thinkplaninvest.com/2009/08/what-is-form-16-and-form-16a/comment-page-7/#comment-206461</link>
		<dc:creator>Haro Kr. Nath,</dc:creator>
		<pubDate>Mon, 10 Jun 2013 04:58:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1100#comment-206461</guid>
		<description><![CDATA[Whether Form 16can issue more than one times to the tax payer of same financial year?]]></description>
		<content:encoded><![CDATA[<p>Whether Form 16can issue more than one times to the tax payer of same financial year?</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on What is Form 16 and Form 16A? by wasudeo</title>
		<link>http://www.thinkplaninvest.com/2009/08/what-is-form-16-and-form-16a/comment-page-7/#comment-205581</link>
		<dc:creator>wasudeo</dc:creator>
		<pubDate>Thu, 06 Jun 2013 16:52:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1100#comment-205581</guid>
		<description><![CDATA[I have an investment in senior citizen saving scheme in the nationalised bank. The account was opened on 6th October 12. The first quarterly interest was due on 6th Jan 13, Accoordingly it was credited to my a/c after deducting TDS. Next quarter&#039;s interest was due on 6th April and was also credited to my a/c similarly.

In the form 16A issued by the bank for the AY 2013-14, they have added the interest for the quarter 7th Jan to 7th April after deducting the tax. Actually the interst was credited to my a/c only on 7th April. Hence it actually becomes the income for the financial year 13-14 and would need to be accounted for in the AY 14-15.

Result is that extra tax credit has ben given during AY 13-14. In the IT return form  can  I claim the tax credit only for AY 13-14? If so, would I be able to show the balance tax ( already credited during AY 13-14) 
 as credited in advance for AY 14-15?

Looking forward to an early reply]]></description>
		<content:encoded><![CDATA[<p>I have an investment in senior citizen saving scheme in the nationalised bank. The account was opened on 6th October 12. The first quarterly interest was due on 6th Jan 13, Accoordingly it was credited to my a/c after deducting TDS. Next quarter&#8217;s interest was due on 6th April and was also credited to my a/c similarly.</p>
<p>In the form 16A issued by the bank for the AY 2013-14, they have added the interest for the quarter 7th Jan to 7th April after deducting the tax. Actually the interst was credited to my a/c only on 7th April. Hence it actually becomes the income for the financial year 13-14 and would need to be accounted for in the AY 14-15.</p>
<p>Result is that extra tax credit has ben given during AY 13-14. In the IT return form  can  I claim the tax credit only for AY 13-14? If so, would I be able to show the balance tax ( already credited during AY 13-14)<br />
 as credited in advance for AY 14-15?</p>
<p>Looking forward to an early reply</p>
]]></content:encoded>
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