Stamp Duty and Registeration Charges on Property

January 21, 2010

Real Estate

In this article I will be writing about the stamp duty and registration charges associated with the property purchase. Many of our readers have doubts on the same and posted in the comments. I feel this article will answer some of the queries posted by our readers. If you have any doubts, please post it in the comments section. If you like the article, get the free email updates. Also please join our facebook fans page.

Stamp Duty & Registration Charges

Stamp duty indicates a form of tax that is imposed on documents. Traditionally, a physical stamp – tax stamp, needed to be part of the document to assert its legal validity.

It is vary for each state. For example, in Tamil Nadu govt. charges 8% of the property value as the stamp duty. This ensures that the document, which lays your claim to the property is legally valid.

If you have not paid the stamp duty for your property, the documents become invalid. It can not be shows as the proof for the ownership. It is good to pay the stamp duty without any problem.

Registration charges are associated with the property purchase. Normally 1% of the property value will be paid as the registration charges.

Tax Exemption

Stamp Duty and registration charges are added to the principal amount of the home loans. Hence, you can claim in the principal repayment of the home loans. This question is asked by many of our readers. Note that, it is treated as the principal of the home loans. It will be coming under the maximum limit of Rs.1000000.

Summary

I hope this article is useful for those who want to learn about the stamp duty for the property. If you have any doubts, please post it in the comments section.

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48 Responses to “Stamp Duty and Registeration Charges on Property”

  1. Sunil Says:

    Hello Great article but not a detail one,pls post a topic on what care should be taken before and after buying a flat..

    Reply

  2. premkumar Says:

    i have formed one trust.now i want to buy one land and building property. can i have exemption in stamp duty because of my trust nature

    Reply

  3. madhuri kanchan Says:

    Please suggest me if i am buying one property i.e. cost is 13,00,000 at naigaon so what would be thr stamp duty & registration charges i need to pay in how many days it will take time to complete the process.

    Reply

  4. Mani Says:

    Thanks for the information!

    I work in Gurgaon. I have bought a land in my hometown. The land is in the name of my wife. She is a housewife.
    Can i avail tax benefit on the stamp duty and registration charges given in the purchase?

    Thanks in advance.

    Reply

  5. Mr. Subash Gupta Says:

    I had purchase property on 6/2/1993 for Rs. 75 lacs and stamp duty paid in ammunity scheme of Rs. 699000. How to get the document registered and the amount to be paid.

    Reply

  6. srikant panigrahi Says:

    Hi, Everybody,

    I have query regarding my underconstruction Flat booked in June-2010, The Building is under Construction which probably get finish in Dec-2013.

    My Agreement Value is 15,50,000.00 & I paid Stamp Duty + Registration Fees paid 1,10,230.00 in July-2011.

    here my question is, can I claim Stamp Duty + Registration Fees for Tax deduction A.Y. 2012-13 ?

    Kindly advice, Thanks in advance.
    Srikant Panigrahi
    9176296926

    Reply

  7. anurudra Says:

    Is there is a consession for stamp duty & registration fees for 2nd agreement within one month or one year for the same flat.

    Reply

  8. anurudra Says:

    Please give details of exmption of stamp duty & rgistration chareges.

    Reply

  9. Abid Says:

    Now property prices are finally falling, and sanity is returning to the UK’s housing market
    Stamp Duty

    Reply

  10. V K SUBRAMANIAN Says:

    I HAVE PURCHASED A FLAT IN ARUN EXCELLO ORGADAM SITE.LOAN APPLIED WITH STATE BANK OF INDIA. PAID RS.20190 DEMAND DRAFT SUB REGISTRAR, SUNKUVARCHARTRAM, KANCHEEPURAM FOR THE LOAN AMOUNT RS.20.10 LACS AND REGN FEES RS.10100/- IS IT OK.PLEASE ADVISE

    Reply

  11. Dharmendra kumar kushwaha Says:

    i have purchased a plot in my own name in lucknow. can i get exemption of stamp duty & registration charges paid. and under which IT rule. plz give detailed information.
    thanks

    Reply

  12. Ganz Says:

    Hi ,

    I have purchased a land for which i have paid some amount for stamp duty. Can i claim that amount for tax exemption??

    Thank you in advance..

    Reply

  13. Sudha Says:

    Hi,

    One of my colleague paid stamp duty & registration charges of Rs 45,000/- in Nov’11. Whether this can be taken for tax exemption u/s 80c for this FY 2011-12

    Thanks

    Reply

  14. krishnas Says:

    Yes. you can claim in the same year. But, if you are staying in that house(means taking possession) this year, otherwise you can not claim it.

    Thanks,
    Krishna

    Reply

  15. Shubham Says:

    Dear Sir,

    I have paid stamp duty and registration on 21st april 2011. My possassion is in dec2012 or 2013.

    Pl suggest how can I avail tax benefit for this amount.

    Reply

  16. Dharmendra kumar kushwaha Says:

    i have purchased a plot in my own name in lucknow. can i get exemption of stamp duty & registration charges paid.
    I have not taken home loan. Please give specific answer to avoid confusion
    thanks

    Reply

  17. Prabhu Murugesan Says:

    I heard that from Jan 2012 stamp duty fees is going to increase in tamilnadu. Could you please clarify us about how much they are going to increase or is it a hoax message.Kind request please reply asap.

    Reply

  18. naresh kumar Says:

    i m going to buy a flat from my friend,which is bought by my friend 10 months before.i want to know wat will be the registration fees for me . if i register the flat after 3 months.

    Reply

  19. ijes Says:

    I had purchased a commercial property 20 years ago but stamp duty registration was missed out. Please help me know how to go about now ? and how much penalty will I have to pay (in maharashtra)? How is the valuation done ?

    Reply

  20. Sudeep Says:

    Hi,

    Would like to know that what will be d total cost of registration of a house worth Rs.40,00000/-
    The stamp duty and registration charges + anything extras if any?

    Regards
    Sudeep

    Reply

  21. Akash Agarwal Says:

    Hello Sir,

    I have purchased a land in current financial year (2011-2012). I am salaried person. Could I get tax benifit in stamp duty? If yes then under which section?

    Reply

  22. n.venkatarajan Says:

    I heard that from Jan 2012 stamp duty fees is going to increase in tamilnadu. Could you please clarify us about how much they are going to increase or is it a hoax message.Kind request please reply asap.also please which date it will be increase thanx

    Reply

  23. Hariharan Says:

    i have bought 1500 s.f empty plot land. for that i have spend almost rs 18000 for stamp & registration.

    Please advise can i get tax exemption for this deal.

    Reply

  24. Noorullah Says:

    Dear bro,

    I want to purchase of house amount Rs.200000/- how much is the registration charges for me to register.

    Please advise,

    Noorullah

    Reply

  25. Noorullah Says:

    Dear Bro,,

    I want to purchase land amount Rs.100000/-, how much is the stamp duty and registration charges,

    Please advised
    Noorullah

    Reply

  26. KP Singh Says:

    Sir, I am a defence person, i want to purchase a plot at Bareilly in UP. Can I have exemption in stamp duty and registration fee

    Reply

  27. r muthukumar Says:

    i have purchased a flat under construction and will be completed in the
    october 2012. i have incurred rs.40000/ as stamp and registration charges
    for uds registration on feb 2012. whether i can claim exemption for stamp
    charges under section 80c in the financial year 2011-2012. because it is incurred during financial year 2011-2012

    kindly clarify

    Reply

  28. teerthsh jain Says:

    hi..m purchasing a land cost around 700000 in madhya pradesh. please advice me how much is the registration fee.and is there any rebate for senior citizen female.

    please advice

    Reply

  29. v.prema Says:

    Plz let me know the stamp duty charges for 2400 sqft land at Cheyyar taluk district kancheepuram

    Reply

  30. Murugan Says:

    I purched land in viruthunagar, and registred my father name. Now I want to change to my name, Is there any registration charge for this case

    Reply

  31. Deepak Tripahi Says:

    I wish to purchase land in Gwalior (MP) for Amountinf Rs 7,00,000 (Rs Seven Lacs) hw much registration fees to be paid for registration land in my name.

    Reply

  32. Deepak Tripahi Says:

    I wish to purchase land in Gwalior (MP) for Amountinf Rs 7,00,000 (Rs Seven Lacs) hw much registration fees to be paid for registration land in my name. If i can regitration first name is female so i benifit or same stamp dult in MP

    Reply

  33. shashank Says:

    I am salaried person. I want to buy a land in my hometown. Can I get tax benifit in stamp duty? Can i avail tax benefit on the stamp duty and registration charges for this purchase? If yes then under which section?

    if the land will be the name of my wife who is a housewife then can i get any benifit.

    Reply

  34. SABAPATHI Says:

    A property located at Madurai, common to me and wife by virtue of sale deed registered jointly in the name of both of us. Now I want to partition the same property by equal share to my wife and to me, by means of partition deed. It is possible to register the Partition deed. And if so how much is the stamp duty and registeration charges to be paid for the said registeration. And if it is not possible please give me the alternative procedure to effect the partition.

    Reply

  35. Santhosh Kumar Says:

    Sir kindly give us a registeration fee and stamp duty for our resale flat in lokmanya nagar mhada flat purcased on 2004 kindly give us the flat rates calculation
    do the needful as early as possible
    thanking you
    santhosh

    Reply

  36. Jatin Shah Says:

    Can I get tax Exemption of Stamp Duty / registration fee [house purchase in June'2011] in the current Year ? Against which Section it will be benefited ? as I have Home loan & get above 1,00,000 tax Exemption under 80C.

    Waiting for your valuable reply.

    Reply

  37. Srinivasa R Says:

    Dear Kirshna Sir,

    I am requesting on behalf of a charitable organization, we are planning to buy a property, can you please give a guidance with regard to the Stamp Duty Exemption provided for charitable organization and process to get it.

    Kindly share you contact number too for future contact.

    With Regards,
    Srinivasa.R

    Reply

    • krishnas Says:

      Hello Srinivasa,

      The exemption is applicable only for houses. The rules could be different for the NGOs. Please talk to a consultant.

      Thanks,
      Krishna

      Reply

  38. Madhu Says:

    what would be the registration cost of a land worth 8Lakhs per cent in Coimbatore

    Reply

    • GABRIEL Says:

      can a trust/ foundation registered in bombay under the bombay trust act avail stamp exemption in respect of a land in west bengal

      Reply

  39. V.Ramesh kumar Says:

    I want to purchase land 2400 sqfeet with home amount Rs.160000/-, how much is the stamp duty and registration charges, Please advised V.Ramesh kumar

    Reply

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