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	<title>Plan Your Investment &#187; Banks</title>
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	<link>http://www.thinkplaninvest.com</link>
	<description>Plan Your Investment</description>
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		<title>IRDA plans to allow banks to tie up with 2-3 insurance cos</title>
		<link>http://www.thinkplaninvest.com/2009/10/irda-plans-to-allow-banks-to-tie-up-with-2-3-insurance-cos/</link>
		<comments>http://www.thinkplaninvest.com/2009/10/irda-plans-to-allow-banks-to-tie-up-with-2-3-insurance-cos/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 15:14:34 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[lic]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[insurance companies]]></category>
		<category><![CDATA[irda]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1522</guid>
		<description><![CDATA[Banks can tie up with utmost one insurance company as the agency. For example IOB has the LIC as the Insurance partner.  Insurance sector regulator IRDA is considering whether to allow banks to tie-up with two-to-three insurance firms to sell their insurance. The regulator is currently reviewing the existing Banacassurance model and has set-up a seven-member committee [...]


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</script></td></tr></table><li><a href='http://www.thinkplaninvest.com/2009/04/insurance-cover-for-your-fixed-deposit-in-the-banks/' rel='bookmark' title='Permanent Link: Insurance Cover for your Fixed Deposit in the Banks'>Insurance Cover for your Fixed Deposit in the Banks</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/09/entry-age-for-senior-citizens/' rel='bookmark' title='Permanent Link: Health Insurance Entry age for Senior Citizens'>Health Insurance Entry age for Senior Citizens</a></li>
<li><a href='http://www.thinkplaninvest.com/2008/11/private-sector-banks-may-reduce-the-lending-rates-chidambaram/' rel='bookmark' title='Permanent Link: Private sector banks may reduce the lending rates : Chidambaram'>Private sector banks may reduce the lending rates : Chidambaram</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/10/what-is-double-accident-benefit-insurance/' rel='bookmark' title='Permanent Link: What is Double Accident Benefit Insurance?'>What is Double Accident Benefit Insurance?</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/01/difference-between-investment-and-insurance/' rel='bookmark' title='Permanent Link: Difference between Investment and Insurance'>Difference between Investment and Insurance</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBI announces Plastic Money</title>
		<link>http://www.thinkplaninvest.com/2009/10/rbi-announces-plastic-money/</link>
		<comments>http://www.thinkplaninvest.com/2009/10/rbi-announces-plastic-money/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 07:00:07 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[10 bank notes]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[currency notes]]></category>
		<category><![CDATA[plastic money]]></category>
		<category><![CDATA[polymer banknotes]]></category>
		<category><![CDATA[rbi]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=1466</guid>
		<description><![CDATA[If you are worried about the banknotes which gets damaged in the water or any other circumstances. It is good news that RBI is working on to release the plastic money made on polymer. Polymer banknotes will have the life four times of normal bank notes. Also RBI official said that it is difficult to replicate [...]


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<li><a href='http://www.thinkplaninvest.com/2009/09/sending-money-from-abroad-will-be-easy/' rel='bookmark' title='Permanent Link: Sending money from abroad will be easy'>Sending money from abroad will be easy</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/08/white-money-being-accepted-in-property-deals/' rel='bookmark' title='Permanent Link: White Money Being Accepted in Property Deals'>White Money Being Accepted in Property Deals</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/04/pnb-introduces-online-trading-services/' rel='bookmark' title='Permanent Link: PNB introduces online trading services'>PNB introduces online trading services</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/04/time-value-of-money/' rel='bookmark' title='Permanent Link: Time Value of Money'>Time Value of Money</a></li>
</ol>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Invest in Recurring Deposits</title>
		<link>http://www.thinkplaninvest.com/2009/05/invest-in-recurring-deposits/</link>
		<comments>http://www.thinkplaninvest.com/2009/05/invest-in-recurring-deposits/#comments</comments>
		<pubDate>Sun, 10 May 2009 03:42:59 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Fixed Deposit]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[deposit schemes]]></category>
		<category><![CDATA[fd]]></category>
		<category><![CDATA[fixed deposit and savings]]></category>
		<category><![CDATA[invest in indian banks]]></category>
		<category><![CDATA[Invest in Recurring Deposits]]></category>
		<category><![CDATA[rd]]></category>
		<category><![CDATA[recurring deposit]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[term deposit]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=899</guid>
		<description><![CDATA[I want to invest Rs 40,000 for a short period. I would need the money in 6-8 months. Can you suggest an investment avenue that can give me best returns and also offer liquidity? I have ruled out a fixed deposit as I may need to break it and end up paying a penalty. The [...]


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<script type="text/javascript"
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</script></td></tr></table><li><a href='http://www.thinkplaninvest.com/2008/12/invest-in-fixed-depositfd/' rel='bookmark' title='Permanent Link: Invest in Fixed Deposit (FD)'>Invest in Fixed Deposit (FD)</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/05/new-pension-system-nps/' rel='bookmark' title='Permanent Link: New Pension System &#8211; NPS'>New Pension System &#8211; NPS</a></li>
<li><a href='http://www.thinkplaninvest.com/2008/10/learning-fixed-depositsfd-interest-rates-in-indian-banks/' rel='bookmark' title='Permanent Link: Fixed Deposits(FD) Interest Rates'>Fixed Deposits(FD) Interest Rates</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/02/epf-pf-transfer-and-form-13/' rel='bookmark' title='Permanent Link: EPF (PF) Transfer and Form 13'>EPF (PF) Transfer and Form 13</a></li>
<li><a href='http://www.thinkplaninvest.com/2008/12/learn-about-mutualfunds/' rel='bookmark' title='Permanent Link: Learn About Mutual Funds'>Learn About Mutual Funds</a></li>
</ol>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Types of Income subject to deduction of tax at source</title>
		<link>http://www.thinkplaninvest.com/2009/04/types-of-income-subject-to-deduction-of-tax-at-source/</link>
		<comments>http://www.thinkplaninvest.com/2009/04/types-of-income-subject-to-deduction-of-tax-at-source/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 07:33:13 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Fixed Deposit]]></category>
		<category><![CDATA[Section 192]]></category>
		<category><![CDATA[section 193]]></category>
		<category><![CDATA[Section 194A]]></category>
		<category><![CDATA[Section 194B]]></category>
		<category><![CDATA[Section 194BB]]></category>
		<category><![CDATA[Section 194EE]]></category>
		<category><![CDATA[Section 194H]]></category>
		<category><![CDATA[Section 194I]]></category>
		<category><![CDATA[Section 194J]]></category>
		<category><![CDATA[Section 196C]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tcs]]></category>
		<category><![CDATA[tds]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=844</guid>
		<description><![CDATA[Introduction Earlier I have written article about TDS and how to avoid the TDS for Fixed Deposit?. If you are familiar with the term please read the articles which is explaining the TDS. In this post I will be explaining the types of income where TDS is collected. It is important to know the details [...]


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<li><a href='http://www.thinkplaninvest.com/2009/01/income-tax-exemption-and-rules-on-gifts-as-income-of-source/' rel='bookmark' title='Permanent Link: Income Tax Exemption and Rules on Gifts as Income of Source'>Income Tax Exemption and Rules on Gifts as Income of Source</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/04/top-5-rules-for-fixed-deposit-investment/' rel='bookmark' title='Permanent Link: Top 5 Rules for Fixed Deposit Investment'>Top 5 Rules for Fixed Deposit Investment</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/04/how-to-avoid-tds-on-fixed-deposit/' rel='bookmark' title='Permanent Link: How to avoid TDS on Fixed Deposit?'>How to avoid TDS on Fixed Deposit?</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/03/different-types-of-home-loans/' rel='bookmark' title='Permanent Link: Different types of Home Loans'>Different types of Home Loans</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Withdraw Cash from any ATM Free of charge</title>
		<link>http://www.thinkplaninvest.com/2009/04/withdraw-cash-from-any-atm-free-of-charge/</link>
		<comments>http://www.thinkplaninvest.com/2009/04/withdraw-cash-from-any-atm-free-of-charge/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 10:32:58 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[atm]]></category>
		<category><![CDATA[atm cash]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[cash withdrawl]]></category>
		<category><![CDATA[rbi]]></category>
		<category><![CDATA[rbi india]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=660</guid>
		<description><![CDATA[Thinking of changing your Bank because the ATM of that Bank is not near to your Office or Home ! Forget it , No more would you be bothered about where is the ATM of your Bank located. Come April 1st,2009 and you can withdraw money and do Balance Enquiry from any ATM irrespective of [...]


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<li><a href='http://www.thinkplaninvest.com/2008/11/forclosure-of-icici-bank-personal-loan/' rel='bookmark' title='Permanent Link: ForClosure of ICICI Bank Personal Loan'>ForClosure of ICICI Bank Personal Loan</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/03/check-list-for-home-loans/' rel='bookmark' title='Permanent Link: Check list for Home Loans'>Check list for Home Loans</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/02/paypal-to-sbi-card-withdraw-method/' rel='bookmark' title='Permanent Link: PayPal to SBI Card WithDraw Method'>PayPal to SBI Card WithDraw Method</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Submit Original documents for Home Loans</title>
		<link>http://www.thinkplaninvest.com/2009/03/submit-original-documents-for-home-loans/</link>
		<comments>http://www.thinkplaninvest.com/2009/03/submit-original-documents-for-home-loans/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 07:00:20 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[hdfc bank]]></category>
		<category><![CDATA[home loans documents]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[icici bank]]></category>
		<category><![CDATA[loans documents]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate bangalore]]></category>
		<category><![CDATA[real estate in india]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=476</guid>
		<description><![CDATA[Introduction In this blog I will be writing about the submitting original documents to the bank for getting the loan amount. Most people are hesitating to submit the original documents to the banker because of the safety. This blog post explains the legal rules related to submitting the documents. Please post your comments in the [...]


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<li><a href='http://www.thinkplaninvest.com/2009/03/processing-fees-for-home-loans/' rel='bookmark' title='Permanent Link: Processing Fees for Home Loans'>Processing Fees for Home Loans</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/03/tax-benefits-on-home-improvement-loans/' rel='bookmark' title='Permanent Link: Tax Benefits on Home Improvement Loans'>Tax Benefits on Home Improvement Loans</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/03/icici-bank-cuts-home-loans-interest-rates-by-25-50-bps/' rel='bookmark' title='Permanent Link: ICICI Bank cuts Home Loans Interest Rates by 25-50 bps'>ICICI Bank cuts Home Loans Interest Rates by 25-50 bps</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/03/insurance-cover-for-home-loans/' rel='bookmark' title='Permanent Link: Insurance Cover for Home Loans'>Insurance Cover for Home Loans</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is EMI and pre-EMI?</title>
		<link>http://www.thinkplaninvest.com/2009/03/what-is-emi-and-pre-emi/</link>
		<comments>http://www.thinkplaninvest.com/2009/03/what-is-emi-and-pre-emi/#comments</comments>
		<pubDate>Tue, 10 Mar 2009 15:51:37 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[bangalore builders]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[emi]]></category>
		<category><![CDATA[pre-emi]]></category>
		<category><![CDATA[section 24b]]></category>
		<category><![CDATA[section 80c]]></category>
		<category><![CDATA[tax deduction]]></category>
		<category><![CDATA[tax planning]]></category>
		<category><![CDATA[tax savings]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=374</guid>
		<description><![CDATA[Introduction In this article I will be writing about the difference between EMI and pre-EMI. Most of the people heard about the EMI, not aware of the pre-EMI and the benefits involved in the pre-EMI. In this article we will look into more details about the pre-EMI and in what situation pre-EMI can be benefited [...]


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</script></td></tr></table><li><a href='http://www.thinkplaninvest.com/2008/12/home-loans-and-income-tax-benefits/' rel='bookmark' title='Permanent Link: Home Loans and Income Tax benefits'>Home Loans and Income Tax benefits</a></li>
<li><a href='http://www.thinkplaninvest.com/2008/12/joint-home-loans-and-tax-benefits/' rel='bookmark' title='Permanent Link: Joint Home Loans and Tax Benefits'>Joint Home Loans and Tax Benefits</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/03/switching-your-home-loans-to-another-bank/' rel='bookmark' title='Permanent Link: Switching Your Home Loans to Another Bank'>Switching Your Home Loans to Another Bank</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/01/tax-savings-on-term-depsoit-under-section-80c/' rel='bookmark' title='Permanent Link: Tax Savings on Term Deposit under Section 80c'>Tax Savings on Term Deposit under Section 80c</a></li>
<li><a href='http://www.thinkplaninvest.com/2009/01/hdfc-will-cut-home-loan-rates/' rel='bookmark' title='Permanent Link: HDFC will cut Home Loan Rates'>HDFC will cut Home Loan Rates</a></li>
</ol>]]></description>
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		<slash:comments>59</slash:comments>
		</item>
		<item>
		<title>Fixed Deposit (FD) Rates may come down</title>
		<link>http://www.thinkplaninvest.com/2008/12/fixed-depositfd-rates-may-come-down/</link>
		<comments>http://www.thinkplaninvest.com/2008/12/fixed-depositfd-rates-may-come-down/#comments</comments>
		<pubDate>Fri, 05 Dec 2008 02:38:03 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Fixed Deposit]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[hdfc bank]]></category>
		<category><![CDATA[icici bank]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[sbi bank]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=116</guid>
		<description><![CDATA[Recently I have posted a blog about FD Rates and investment plan on the Fixed Deposit (FD). It seems banks are planning to reduce the FD Rates in the coming months. I am writing this post to inform readers, if they have plan to invest do it ASAP to gain the High Interest Rates. The [...]


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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Invest in Fixed Deposit (FD)</title>
		<link>http://www.thinkplaninvest.com/2008/12/invest-in-fixed-depositfd/</link>
		<comments>http://www.thinkplaninvest.com/2008/12/invest-in-fixed-depositfd/#comments</comments>
		<pubDate>Thu, 04 Dec 2008 08:26:28 +0000</pubDate>
		<dc:creator>krishnas</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Fixed Deposit]]></category>
		<category><![CDATA[axis bank]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[fd]]></category>
		<category><![CDATA[hdfc bank]]></category>
		<category><![CDATA[icici bank]]></category>
		<category><![CDATA[icici interest rates]]></category>
		<category><![CDATA[ing vysya bank]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[sbi bank]]></category>
		<category><![CDATA[term deposit]]></category>

		<guid isPermaLink="false">http://www.thinkplaninvest.com/?p=102</guid>
		<description><![CDATA[Introduction This is the correct time if you want to invest in the Fixed Deposit (FD) schemes. In the past, banks offer very low Interest Rates on the deposits, so people tend to invest on the property like buying home, land, etc. So, it is created very common attitude among people that depositing in the [...]


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