Effective from June 30, 2011, all the banks must send the SMS for all the transactions done through credit card or debit card. It is another step taken by the RBI to curb the fraudulent. At this point of time, only few banks (ICICI, HDFC, Axis, SBI) offering the SMS service to the customers. But, [...]
Tag Archives: credit cards
Hidden Charges on Credit Card Bills!!!
January 12, 2010
Introduction In this article I will be writing about the some of the important facts which needs to be reviewed on your credit card bills. Nowadays most of the banks not informing the customers about the fees change and there is no clear intimation. It will affect your expenses and have to handle this clearly. [...]
7 Ways to Avoid Credit Card Debts
November 15, 2009
Introduction In this article I will be writing about the some of the techniques used for closing the credit card debts in the efficient way. In the recent days, the default rate for the credit cards debt is increasing and banks are in the huge loss. SBI Cards alone losing more than 50 crore per month on [...]
CRISIL Grades Mumbai Based Valuers
June 2, 2009
Credit rating agency CRISIL has started grading real estate valuers with the very first grading announced for a Mumbai based valuer. The grading of real estate valuers is expected to facilitate benchmarking for the valuers and also help banks, housing finance companies, real estate mutual funds, select real estate valuers for specific valuation assignments. The [...]
March 2009 Overview
March 31, 2009
Introduction We have reached the end of march 2009, this article will provide the recap on what is happened in March 2009 on Think – Plan – Invest. This is the first article writing about the monthly overview and it will continue from this month. Every month end I will be writing about the overview [...]
What is Credit Counseling?
March 21, 2009
Introduction In this article I will be writing about the credit counseling. It is a process offering education to consumers about how to avoid incurring debts that cannot be repaid. This process is actually more debt counseling than a function of credit education. Please post your comments after reading this article. You can subscribe to [...]
Prepaid Credit Cards
March 19, 2009
In this article I will be writing about the Prepaid Credit Cards. This is another type of card system used for spending the money. But, it is not an credit card and mostly it is used by the teenagers. This article explains the purpose of the prepaid credit cards and what are the hidden fees [...]
Recession and Debt Management
March 4, 2009
Introduction In this article I will be writing review for one of the investment related website and explaining few of the concepts on banking and finance. Now onwards I will be writing occasional review on finance related websites if the site is good enough to be mentioned in the blog. For this review I will [...]






July 4, 2011
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