Plan Your Investment

If you are a home buyer in the last couple of years and paying the EMI amount, you would have noticed that the interest rates gone up several times and the EMI burden would have increased. At the time of buying the house, the interest rates are cheap and bought the house with low EMI, [...]

Introduction Personal loans are offered for not any specific purposes like buying house, buying gold or education. If you have any emergency need to get the money for meeting your medical expenses or any kind of expense. It is easy to get the personal loans if you are getting the monthly salary. But, it is [...]

RBI had announced the base rate system which will set the interest rates for the bankers to lend their borrowers. Earlier the rate is known as the Prime Lending Rate(PLR) for the banks. Normally the banks can not lend the money below the PLR to avoid any loss or risk. But, banks started offering the [...]

Introduction In this article I will be writing about the another type of loans which can be availed using the gold. Many people not aware of this and applying for the personal loans with high interest rates. In this article I will be explaining few important points related to getting the loans using your Gold. [...]

In this article I will be writing about the Loan Against Property(LAP), which is one of the way to get loan for cheaper price. In some situations, you can get the loans against your property like House,etc. to meet the financial needs. this article provides some basic ideas about the LAP and you can be [...]

Introduction We have reached the end of march 2009, this article will provide the recap on what is happened in March 2009 on Think – Plan – Invest. This is the first article writing about the monthly overview and it will continue from this month. Every month end I will be writing about the overview [...]

Introduction In this article I will be writing about the different types of loans available in India. I am not going to explain every type in detail, but I will give you brief idea about the loan and when the type of loans can be applied. Home Loans Home Loans are given for the property [...]

There is lots of websites available for Applying Loans. These website are not belongs to any bank, but they will be sending the users details to the various banks and then bank will contact the customer. The advantage of using these website is we have option for getting contact to many banks and also we [...]

What are the minimum and maximum loan amounts? You can avail of loans ranging from Rs 1,00,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity. What are the loan tenure options? The loan can be repaid over a period of 12 to 60 months. Are there any additional charges? A processing fee [...]

This blog just posts information for ForClosure the personal loans availed. This is common practice to close the loan before the period is over. For example if you got 2 lakhs as Personal Loan in the ICICI Bank, then EMI for the two years tenure would be Rs.9556. Assume the rate of interest is 14% [...]