Jun 26 2010

New Avatar of ULIP Policies

Introduction Why ULIP’s are not good choice?. This is the article written by me couple of months back. At the time of writing the article, ULIP is one of the most controversy product in the financial world. It is because of its high management charges and commission to the agents. The situation has changed after [...]

Jun 21 2010

IRDA wins over SEBI on ULIP policy verdict

Couple of weeks back I have written about the power struggle between the insurance regulator IRDA and stock market regulator SEBI. Firstly, SEBI has banned 14 insurance companies to stop selling the ULIP polices and it requests them to register with SEBI to issue the fresh ULIP policies. It made fierce battle between IRDA and [...]

Apr 10 2010

SEBI Bans 14 Insurance Companies to sell ULIPs

It is a war between two major controlling boards IRDA and SEBI. This war has become apparent when insurance companies selling Unit Linked Insurance Plans(ULIP) that is similar to the mutual funds but come with insurance cover. There is big controversy about the nature of ULIPs because of the high cost structure and miselling by [...]

Feb 17 2010

SEBI plans to launch super-ATM centres

Mutual Funds industry has promising future in India. It is known that investments on Mutual Funds are less rick compare to the direct investment on the stock market. Also it offers the  good returns compare to the other fixed investments like Fixed Deposit, PPF, etc. But, the SEBI’s concern is that most of the people [...]

Nov 20 2009

Insurance Agent Commission may continue

In my previous article I have written about the proposal on removing the insurance agent commission by D Swarup, the chairman of the Pension Funds Regulatory & Development Authority (PFRDA). Also I have mentioned that agents are the key to getting the more business for the insurance companies and they are the key driving factor. [...]

Nov 17 2009

Stock Exchanges to extend their trading hours

Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE) is working between 9.55 AM to 3.30 PM. The request is made by the exchanges to SEBI for extending the trading hours. Securities and Exchange Board of India (Sebi) also permitted the move and soon the exchanges will be working between 9.00 AM to 5.00 PM. [...]

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