New Avatar of ULIP Policies – Part II
Introduction Couple of weeks ago I have written about what are the reform on ULIP policies?. There are plenty of changes in the ULIP type of policies and the salient change is the reduction on various charges. In my previous article I have not indicated the exact amount of charges applied for the each category [...]
New Avatar of ULIP Policies
Introduction Why ULIP’s are not good choice?. This is the article written by me couple of months back. At the time of writing the article, ULIP is one of the most controversy product in the financial world. It is because of its high management charges and commission to the agents. The situation has changed after [...]
IRDA wins over SEBI on ULIP policy verdict
Couple of weeks back I have written about the power struggle between the insurance regulator IRDA and stock market regulator SEBI. Firstly, SEBI has banned 14 insurance companies to stop selling the ULIP polices and it requests them to register with SEBI to issue the fresh ULIP policies. It made fierce battle between IRDA and [...]
Why ULIP’s are not good choice?
Introduction In this article I want to explore few facts about the product Unit Linked Insurance Plans(ULIP) and why it is not the good option as many of the people unknowingly buying this product. This article explains about the ULIP and it compare with the mutual funds. Also why agents are misleading the customers to [...]
What is Term Insurance Plans?
Introduction Term Insurance plans are the purest insurance plans available in the market. There are different types of insurance plans in the market like Term Insurance, Endowment Insurance, ULIP, etc. Every type has its unique features. I have already written one article about the difference between insurance and investment. So, it is good to select [...]
Will Insurance Agents deserve those commissions?
Introduction This blog post explains about the new proposal sent to the Insurance Regulator to cut down the existing commissions paid to insurance agents and increase the sum assured for the policy holders. It is just a proposal and it looks nsurance Regulatory & Development Authority (IRDA) is not much interested in the proposal. In this [...]
What is ULIP?
Introduction In this article I will be writing about the ULIP insurance plan. In our previous articles we have learn about the term insurance or life insurance plans and the endowment insurance plans. ULIP is the one kind of insurance plans which is linked to the investment options. Many people prefer to invest on the [...]
